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Calm down Target! Let's not get crazy w/ the CLI!

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pizza1
Community Leader
Super Contributor

Calm down Target! Let's not get crazy w/ the CLI!

Logged in today to check accounts, and saw that my limit was a smidge higher.  They threw me a CLI of $500, I'll take it.  Last CLI was 2/1/21, when they upgraded me to the MC.  So it's been 14 months since my last one.  New CL is $7.5K.  I dont do anything special...I use the card monthly for about $150-$400.  Sometimes I PIF before statement cuts, sometimes I let the balance /statement report,  then pay.  But I always update my income monthly, even though it never changes, LOL. 

 

Screen Shot 2022-05-01 at 6.40.15 PM.png

Message 1 of 17
16 REPLIES 16
cashorcharge
Community Leader
Super Contributor

Re: Calm down Target! Let's not get crazy w/ the CLI!

🤪 That's terrific!!  Congratulations on your Approval!! 🎉🥂👏

Message 2 of 17
CreditMagic7
Mega Contributor

Re: Calm down Target! Let's not get crazy w/ the CLI!

Congratulations @pizza1 on Target throwing a little nickel your way. LoL

I like my Target Card but at $1200 Post DC almost 2 years it can't stay there or is gone.

No CLI whatsoever yet. Funny thing the last Target Card i had was only $500 and never lifted.

Message 3 of 17
Elpadrino1
Valued Contributor

Re: Calm down Target! Let's not get crazy w/ the CLI!

Congratulations on your CLI!!

Message 4 of 17
babygirl1256
Senior Contributor

Re: Calm down Target! Let's not get crazy w/ the CLI!

Congrats on your Target CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 5 of 17
DesertWanderer
Frequent Contributor

Re: Calm down Target! Let's not get crazy w/ the CLI!

Congrats on your CLI from Target! 🎯



Message 6 of 17
CreditAggie
Community Leader
Super Contributor

Re: Calm down Target! Let's not get crazy w/ the CLI!

Congratulations on your Target CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 17
bigseegar
Established Contributor

Re: Calm down Target! Let's not get crazy w/ the CLI!

Congrats still though lol! Heck, I''ve had the Target Red card since July, 2018 and never had a CLI as it still sits at the measley $300 SL even though my credit is good and strong  Smiley Very Happy Only reason I don't shut it down is that I do enjoy the 5% discount on the very rare occassions I even use it anymore.

Message 8 of 17
SouthJamaica
Mega Contributor

Re: Calm down Target! Let's not get crazy w/ the CLI!


@pizza1 wrote:

Logged in today to check accounts, and saw that my limit was a smidge higher.  They threw me a CLI of $500, I'll take it.  Last CLI was 2/1/21, when they upgraded me to the MC.  So it's been 14 months since my last one.  New CL is $7.5K.  I dont do anything special...I use the card monthly for about $150-$400.  Sometimes I PIF before statement cuts, sometimes I let the balance /statement report,  then pay.  But I always update my income monthly, even though it never changes, LOL. 

 

Screen Shot 2022-05-01 at 6.40.15 PM.png


I think spending $150-400 a month with them is pretty special Smiley Happy

https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=&cad=rja&uact=8&ved=2ahUKEwihjqHlqcT3A...

 


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 691

Message 9 of 17
pizzadude
Credit Mentor

Re: Calm down Target! Let's not get crazy w/ the CLI!

Congrats on the Target luv, it's a ~7% CLI !!  Smiley Happy

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 10 of 17
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