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Cap 1 CLI after 3 months

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masscredit
Senior Contributor

Cap 1 CLI after 3 months

I went down the line to try for CLIs for my three Cap 1 cards today. I've had two of them for 3 months. Walmart with a SL of $2000 and QuickSilver which started at $3000. I started with Walmart first. They offered a $250 increaes. Not much but I took it. Forward movement is a win! I receive a 2-3 day notice for the QuickSilver.  Same for my Savor card that received a $1500 increase 7/11. 

EQ - 693 / TU - 664 / EX - 675

Capital One Savor - $16000 / Capital One Venture - $13000 / Travel Advantage Visa - $13000 /Bread Rewards AMEX - $8450 / TD Cash Card - $7500 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $500
$82,750
DCU Auto Loan
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7 REPLIES 7
GZG
Senior Contributor

Re: Cap 1 CLI after 3 months


@masscredit wrote:

I went down the line to try for CLIs for my three Cap 1 cards today. I've had two of them for 3 months. Walmart with a SL of $2000 and QuickSilver which started at $3000. I started with Walmart first. They offered a $250 increaes. Not much but I took it. Forward movement is a win! I receive a 2-3 day notice for the QuickSilver.  Same for my Savor card that received a $1500 increase 7/11. 


very nice CLI, congrats!!

Starting FICO 8:
Current FICO 8:



Message 2 of 8
Creditwiser
Valued Contributor

Re: Cap 1 CLI after 3 months

Congrats on you Cap1 Luv. A bit at a time moving forward Smiley Wink

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 3 of 8
BigBS
Senior Contributor

Re: Cap 1 CLI after 3 months

Congrats on the CLIs!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 4 of 8
Zoostation1
Valued Contributor

Re: Cap 1 CLI after 3 months

Congrats on the CLI.  I'm surprised they gave anything on the WM card given that it's only been 3 months!

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Oct 2025 FICO 8:
Oct 2025 FICO 9:
Oct 2025 FICO 10:
Oct 2025 FICO 10T:
Message 5 of 8
NoMoreDebt
Senior Contributor

Re: Cap 1 CLI after 3 months

Congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 6 of 8
M_Smart007
Legendary Contributor

Re: Cap 1 CLI after 3 months

Congratulations on your CLI 🎉

Message 7 of 8
CreditAggie
Community Leader
Super Contributor

Re: Cap 1 CLI after 3 months

Congratulations on your Cap1 CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

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