cancel
Showing results for 
Search instead for 
Did you mean: 

Cap 1 CLI !!!

tag
Anonymous
Not applicable

Cap 1 CLI !!!

Hi guys,

Just wanted to share my recent experience with capital ones luv button. I requested a CLI last week and was approved for a $2k increase, I declined it and figured I'd try again later. Well I tried again today and was approved for a $3k increase! Score! 

FYI--I have a quicksilver one card. I've tried to get a PC to regular quicksilver for a year now with no luck Smiley Sad

 

So hang in there, and keep trying and you might luck up! 😊

Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Cap 1 CLI !!!

Congrats.  I see a lot of people upgrading their cap cards.  Personally I would just app for the Quicksilver Visa Sig when you think you're ready and then combine the cards and get an even higher limit rather than upgrading.  Smiley Wink

Message 2 of 15
Anonymous
Not applicable

Re: Cap 1 CLI !!!

Congrats!!! I love Capital One. They gave me a chance when nobody else would, and because of their 250$ secured card 1 year ago, I have now been able to build my credit score into a decent range and build multiple accounts.

Message 3 of 15
credit_endurance
Valued Contributor

Re: Cap 1 CLI !!!


@Anonymous wrote:

Hi guys,

Just wanted to share my recent experience with capital ones luv button. I requested a CLI last week and was approved for a $2k increase, I declined it and figured I'd try again later. Well I tried again today and was approved for a $3k increase! Score! 

FYI--I have a quicksilver one card. I've tried to get a PC to regular quicksilver for a year now with no luck Smiley Sad

 

So hang in there, and keep trying and you might luck up! 😊


How long have you had your card?

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 4 of 15
Anonymous
Not applicable

Re: Cap 1 CLI !!!

I've had my card for 6 yrs now. Never asked for an increase in the past. So maybe I would have a higher limit by now?  Starting credit line was $750 and started as a platinum card. I got a PC to quicksilver one, but no luck upgrading this one. Current limit is $10k. 

Message 5 of 15
Anonymous
Not applicable

Re: Cap 1 CLI !!!

Congratulations on an outstanding CLI. I'm hoping to go for another CLI myself within two months. I PCed my Visa Platinum (former Orchard Bank card) to a QS1 last month. It is possible and I hope you get yours to a QS. Best of luck!

Message 6 of 15
Anonymous
Not applicable

Re: Cap 1 CLI !!!

Congrats on your CLI!!!
Message 7 of 15
Anonymous
Not applicable

Re: Cap 1 CLI !!!


@Anonymous wrote:

Hi guys,

 

FYI--I have a quicksilver one card. I've tried to get a PC to regular quicksilver for a year now with no luck Smiley Sad

 

So hang in there, and keep trying and you might luck up! 😊


I'm in the same boat. I've been with Capital One for one year and have a QS and QS1, they been upgraded from other inferior products during the first 6 months, but yeah, Capital One has been really difficult to budge to upgrade QS1 to QS no AF. Next month will be an AF. I guess if they don't upgrade than I might combine it with my QS. They're both at 0 balance since I PIF these cards. I only carry a balance with cards with 0% interest 12-15 months.

Message 8 of 15
RonM21
Valued Contributor

Re: Cap 1 CLI !!!

I experienced the same thing. They offered me $2K last week and I declined. This week $3k. I still declined lol. I need to PC this QS1 also, but haven't tried yet.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 9 of 15
Anonymous
Not applicable

Re: Cap 1 CLI !!!

Very nice increase, dreambig! Congratulations! Smiley Happy

Message 10 of 15
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.