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Hi guys,
Just wanted to share my recent experience with capital ones luv button. I requested a CLI last week and was approved for a $2k increase, I declined it and figured I'd try again later. Well I tried again today and was approved for a $3k increase! Score!
FYI--I have a quicksilver one card. I've tried to get a PC to regular quicksilver for a year now with no luck ![]()
So hang in there, and keep trying and you might luck up! 😊
Congrats. I see a lot of people upgrading their cap cards. Personally I would just app for the Quicksilver Visa Sig when you think you're ready and then combine the cards and get an even higher limit rather than upgrading. ![]()
Congrats!!! I love Capital One. They gave me a chance when nobody else would, and because of their 250$ secured card 1 year ago, I have now been able to build my credit score into a decent range and build multiple accounts.
@Anonymous wrote:Hi guys,
Just wanted to share my recent experience with capital ones luv button. I requested a CLI last week and was approved for a $2k increase, I declined it and figured I'd try again later. Well I tried again today and was approved for a $3k increase! Score!
FYI--I have a quicksilver one card. I've tried to get a PC to regular quicksilver for a year now with no luck
So hang in there, and keep trying and you might luck up! 😊
How long have you had your card?
I've had my card for 6 yrs now. Never asked for an increase in the past. So maybe I would have a higher limit by now? Starting credit line was $750 and started as a platinum card. I got a PC to quicksilver one, but no luck upgrading this one. Current limit is $10k.
Congratulations on an outstanding CLI. I'm hoping to go for another CLI myself within two months. I PCed my Visa Platinum (former Orchard Bank card) to a QS1 last month. It is possible and I hope you get yours to a QS. Best of luck!
@Anonymous wrote:Hi guys,
FYI--I have a quicksilver one card. I've tried to get a PC to regular quicksilver for a year now with no luck
So hang in there, and keep trying and you might luck up! 😊
I'm in the same boat. I've been with Capital One for one year and have a QS and QS1, they been upgraded from other inferior products during the first 6 months, but yeah, Capital One has been really difficult to budge to upgrade QS1 to QS no AF. Next month will be an AF. I guess if they don't upgrade than I might combine it with my QS. They're both at 0 balance since I PIF these cards. I only carry a balance with cards with 0% interest 12-15 months.
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |










Very nice increase, dreambig! Congratulations! ![]()