Cap 1 Savor one card

[Anonymous]

I got a pre approved offer from cap 1 for the new savor card. 3% on entertainment and food (basically going out for fun stuff). i figured my cap 1 quick silver card is great so why not. i got instant approval for 3k and my quick silver has 7k limit. the card seems to offer great %'s. anyone else wanting to get it?

[Anonymous]

I did originally but since I shop at costco a lot, the Citi costco anywhere gets %3 at resturants and %4 on gas and there is no other annual fee except your costco membership (that I have anyways). Currently waiting at least another 6 months to apply so I don't get a fat denial 

[Anonymous]

Congrats on your Savor One approval! It's a nice cash back card. 

[FireMedic1]

Congrats! It is a good card especially without the $95 AF. I hit it lucky and got GF'ed. I would have applied for the same thing if it was today.

[xaximus]

Congrats on the approval, I do like the card overall but there are other cards that are similar (Uber Visa, Disco/Freedom 5% categories, etc.). I been on the fence for this one.

Any DPs you can provide?

[Anonymous]

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@Anonymous wrote:

I did originally but since I shop at costco a lot, the Citi costco anywhere gets %3 at resturants and %4 on gas and there is no other annual fee except your costco membership (that I have anyways). Currently waiting at least another 6 months to apply so I don't get a fat denial 

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i did think about the costco city as well, but some years i renew costco and some not so it was up in the air. i do love costco and the deals it has.

[Anonymous]

i have a 5% discover card but if its out of season i have a good fall back card. plus no foreign trans fees are nice.

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@xaximus wrote:
Congrats on the approval, I do like the card overall but there are other cards that are similar (Uber Visa, Disco/Freedom 5% categories, etc.). I been on the fence for this one.

Any DPs you can provide?

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BOa sent me the paper work saying my experian score is 783 vs credit karma 745. ill take it
Got a credit karma score of 754 Experian and 755 Transunion. 5% utilization ratio, payment history 100% on time, 0 derogatory marks, 2y-11m history (I’ve had cards since 18), 13 total accounts, 0 hard pulls ( I’ve not applied for like 1 1/2 year). I got in credit lines 11k American Express, 2,500 suntrust, discover 9k, cap1 7k, 9k suncoast credit union, 13/24k left on my suntrust car loan, 2.8/3.5k personal loan. cap 1 savor 3k, BOA 6k

[Anonymous]

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@FireMedic1 wrote:

Congrats! It is a good card especially without the $95 AF. I hit it lucky and got GF'ed. I would have applied for the same thing if it was today.

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i hear you on anual fee's. i avoid them at all cost.

[MartyWrite75]

Congratulations on your approval!

[19eighty5]

Congratulations on your approval!