Congratulations 🎊🎈🎉 on your QS CLI.
@SUPERSQUID wrote:CONGRATS !!!!!
I recently did a similar thing with cap 1. i was upgraded to QS no af from platinum and then a few days later a got a very nice cli 300-1800 after my 5th payment.
The card started out as a platinum with a 300 sl, i was sure it was bucketed, boy was i wrong.
each month i charged 30-45 percent of my limit and then AFTER my statement cut i pif. after 5 months , BANG..
keep in mind i burned cap 1 for 5k in bk7 in 12/2019
Most people pay before statement cut to preserve their scores but many cli success stories i have read involving cap 1 include using 30-45 percent of monthly limit and paying in full AFTER statement cut.
So you're saying reward Cap 1 with a little interest money in order to be considered for an increase?
NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
@SUPERSQUID wrote:
@stonedog23 wrote:
@SUPERSQUID wrote:CONGRATS !!!!!
I recently did a similar thing with cap 1. i was upgraded to QS no af from platinum and then a few days later a got a very nice cli 300-1800 after my 5th payment.
The card started out as a platinum with a 300 sl, i was sure it was bucketed, boy was i wrong.
each month i charged 30-45 percent of my limit and then AFTER my statement cut i pif. after 5 months , BANG..
keep in mind i burned cap 1 for 5k in bk7 in 12/2019
Most people pay before statement cut to preserve their scores but many cli success stories i have read involving cap 1 include using 30-45 percent of monthly limit and paying in full AFTER statement cut.
So you're saying reward Cap 1 with a little interest money in order to be considered for an increase?
Thats the way i do it with the cards i like and want to grow, let them make a few bucks especially if they are giving you zero af, one hand washes the other, its working well for me, ymmv. i dont keep big balances on those cards but enough to look good on my reports and let the cc's make a few bucks.
I get your strategy, thanks for the perspective. At this point any strategy for a CLI from Cap 1 is one I will listen to.
Even if you let it report 10-30%, can't you then PIF without paying interest?
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