Cap 1 cli QS

[CreditAggie]

Congratulations on your Capital One CLI!

[coreyb80]

Congrats on the increase!

[Titans84]

Congrats on your Capital One CLI!

[M_Smart007]

Grats on the Cap1 CLI

[Anonymous]

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@raisemysc0re wrote:

Even if you let it report 10-30%, can't you then PIF without paying interest?

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The strategy only requires a Balance to report on your CRs but is advised to PIF the "Statement Balance" before Due Date so as not to "Carry" a balance past the Grace Period. This methodology does not incur any interest charges. The only drawback is that your Account and Overall Utilization % will be affected for that CRA reporting period whereby temporarily causing a dip in your Fico Scores until you Zero out the "Reported" Balance at some point in the future (after CLI).

[Noximus03]

Congrats! I've been in Cap1's bucket since I got the card. Almost 3 years without an increase. Auto, or requested. Just waiting for the expiration date of the card and it's going the way of the Dodo. 

[KingRue8500]

Congrats on your Capital One Quicksilver CLI

[JFox418]

I definitely feel like they reward you for carrying balances. Which makes sense, you'd be the perfect customer. Paying on time, and having a balnce and paying interest. I've had two QS cards for a while now and have recently had a high balance on both (%80-90) and they auto CLI both cards at the same time from $10k to $13k.