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Cap 1

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GBguy
New Contributor

Cap 1

I have had a secured card with capital one since Nov 2013 and last week I was finally approved for an unsecured platinum card with a low 300 dollar limit. My question is I was thinking about applying for the quicksilver one card, how long do I have to wait before I can apply again for another card?
Chapter 7 Discharge 9/2013
FICO scores as of 1.27.14
Eq- 574
Ex- 629
Tu- 612
Cap 1 Secured ($49 Dep - 200 Limit) Reporting since Nov 2013
Message 1 of 11
10 REPLIES 10
Hubcapjw
Contributor

Re: Cap 1

Only allowed 2 cards with cap 1

Message 2 of 11
CreditHealthy
Established Contributor

Re: Cap 1

Congrats!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 3 of 11
GBguy
New Contributor

Re: Cap 1

Two unsecured or two total?
Chapter 7 Discharge 9/2013
FICO scores as of 1.27.14
Eq- 574
Ex- 629
Tu- 612
Cap 1 Secured ($49 Dep - 200 Limit) Reporting since Nov 2013
Message 4 of 11
Anonymous
Not applicable

Re: Cap 1

Congrats! Was not aware Cap1 had a limit on the number of cards.
Message 5 of 11
gdale6
Moderator Emeritus

Re: Cap 1


@GBguy wrote:
I have had a secured card with capital one since Nov 2013 and last week I was finally approved for an unsecured platinum card with a low 300 dollar limit.

Grats to your new card Smiley Happy

 


@Anonymous wrote:
Congrats! Was not aware Cap1 had a limit on the number of cards.

Yes, you can only have 2 Cap-1 branded cards but you can have a number of unlimited co-branded Cap-1 cards.

Message 6 of 11
ecxpa
Valued Contributor

Re: Cap 1


@gdale6 wrote:

@GBguy wrote:
I have had a secured card with capital one since Nov 2013 and last week I was finally approved for an unsecured platinum card with a low 300 dollar limit.

Grats to your new card Smiley Happy

 


@Anonymous wrote:
Congrats! Was not aware Cap1 had a limit on the number of cards.

Yes, you can only have 2 Cap-1 branded cards but you can have a number of unlimited co-branded Cap-1 cards.


I have 5 cap 1  quicksilver 1....... Migrated from HSBC and Orchard though ......don't want anymore would like to PC to a Venture Card though......it's terrible that you can't combine limits with Cap 1.....wonder if EO could combine limits

Message 7 of 11
creditguy-378
Regular Contributor

Re: Cap 1

I had 4 at one time 1 secured 2 cap one cards and a co branded card

always use credit wisely and you won't ever feel like you're working just for the task master
Message 8 of 11
-Wade-
Valued Contributor

Re: Cap 1


@GBguy wrote:
I have had a secured card with capital one since Nov 2013 and last week I was finally approved for an unsecured platinum card with a low 300 dollar limit. My question is I was thinking about applying for the quicksilver one card, how long do I have to wait before I can apply again for another card?

Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 9 of 11
alvon123
Super Contributor

Re: Cap 1

congrats


Message 10 of 11
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