Hello all.... I just wanted to give a quick shout out to Capital One!!! Yesterday marks the one year point of getting my first credit card in almost 16 years!!!! I got turned down by a lot of folks, and just when I thought I was doomed to a secured card, Capital One pulled through and gave me a $300 CL. 6 month later they auto-increased my CL to $2000
Well, yesterday Capital One decided that 12 months worth of on time payments and low utilization was worth a $3,000 increase!!
I feel like such an adult with almost $20,000 in plastic in my wallet these days 
And it all started with the good will of Capital One. Thank goodness for a big company that still has faith in us less than perfect folk!!
@Barneygirl wrote:Hello all.... I just wanted to give a quick shout out to Capital One!!! Yesterday marks the one year point of getting my first credit card in almost 16 years!!!! I got turned down by a lot of folks, and just when I thought I was doomed to a secured card, Capital One pulled through and gave me a $300 CL. 6 month later they auto-increased my CL to $2000
Well, yesterday Capital One decided that 12 months worth of on time payments and low utilization was worth a $3,000 increase!!
I feel like such an adult with almost $20,000 in plastic in my wallet these days
WTG! and Congrats to You! (They were good to me as well earlier this month )
Congrats! Thanks for sharing.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
@Barneygirl wrote:Hello all.... I just wanted to give a quick shout out to Capital One!!! Yesterday marks the one year point of getting my first credit card in almost 16 years!!!! I got turned down by a lot of folks, and just when I thought I was doomed to a secured card, Capital One pulled through and gave me a $300 CL. 6 month later they auto-increased my CL to $2000
Well, yesterday Capital One decided that 12 months worth of on time payments and low utilization was worth a $3,000 increase!!
I feel like such an adult with almost $20,000 in plastic in my wallet these days
Congrats before thread move. 
Thanks guys!!! I attribute much of my success to the incredible people and advice I've gotten here Most of my friends and family think I'm "obsessed" with my credit..... and I've gotten into a few discussions with my mortgage LO (who's a friend of mine), who's asked me how the heck I know so much! It's crazy how credit ignorant I was before starting to rebuild last year..... I actually walked around thinking that having NO credit cards was a fabulous thing.... until I saw my credit score because of it!!!
My goal now.... have a large enough combined CL that I could buy a car just off what's in my wallet. Not that I EVER would..... but I "could" Silly goal, I know
perfect credit is my real goal.... 800 club someday.... and yeah, one silly goal just for sport