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Thanks. The $3k spend in 3 months for the $500 would have been a bit of a reach, doable but a reach. And I've read that CC companies don't like it when you downgrade or close in the first year to avoid the AF. There's more data points on Amex not liking that, but I have a great relationship with Cap One and wouldn't want to jeopardize that. And the 0% into APR is for 15 months.
Amex has been trying to get me to upgrade to an AF BCP with new bonus, but I don't want to risk the downgrade game with them.
Understandable. Congrats again hoping to PC to this one soon as my qs serves no purpose.














Congrats on your approval and very nice SL !!!

Congrats on the approval, a good job planning it out as well!