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Cap One Savor One Approval $7k SL

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Eagered2succeed
Frequent Contributor

Re: Cap One Savor One Approval $7k SL

 

Thanks. The $3k spend in 3 months for the $500 would have been a bit of a reach, doable but a reach. And I've read that CC companies don't like it when you downgrade or close in the first year to avoid the AF. There's more data points on Amex not liking that, but I have a great relationship with Cap One and wouldn't want to jeopardize that. And the 0% into APR is for 15 months.

 

Amex has been trying to get me to upgrade to an AF BCP with new bonus, but I don't want to risk the downgrade game with them.

 

Understandable. Congrats again hoping to PC to this one soon as my qs serves no purpose.


 

Message 11 of 14
Anonymous
Not applicable

Re: Cap One Savor One Approval $7k SL

Congrats on your approval and very nice SL !!!

 

Message 12 of 14
MartyWrite75
Valued Contributor

Re: Cap One Savor One Approval $7k SL

Congratulations on your approval!
June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 13 of 14
Cred4All
Valued Contributor

Re: Cap One Savor One Approval $7k SL

Congrats on the approval, a good job planning it out as well!


Message 14 of 14
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