cancel
Showing results for 
Search instead for 
Did you mean: 

Cap One auto CLI!

tag
Mischa
Contributor

Cap One auto CLI!

Like so many others here I have a bucketed Cap One QS $600 (started at $300). I've earned some coveted $100 increases in the past and then lately denials for "too many recent inquiries." 

I literally just received another denial letter yesterday, then woke up this morning to a huge (for Cap One anyway lol) auto CLI to $3600. 

Lesson learned, stop asking for CLI from Cap One, period. Now I regret asking for one on my Walmart MC last month since that was approved (they gave $250 increase which I was thinking was better than $100 lol). Whatever computer analysis they use to make decisions for customer requests is obviously different than the unprompted ones. 

I've seen posts recently about this same topic, but just wanted to add to the DP.

27F8C00D-D69E-4E1B-BE38-A51A908822D6.jpeg

 

Message 1 of 19
18 REPLIES 18
M_Smart007
Legendary Contributor

Re: Cap One auto CLI!

Congratulations screamer emoticon.gif ..

Message 2 of 19
Rebuild2019
Valued Contributor

Re: Cap One auto CLI!

Congratulations 🎊🎈🎉 on your CAP1 CLI.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 3 of 19
SPChaser
Valued Contributor

Re: Cap One auto CLI!

Congrats on Cap 1 success! 

“Play the game, but don't believe in it“
Message 4 of 19
CreditAggie
Community Leader
Super Contributor

Re: Cap One auto CLI!

Congratulations on your Capital One auto-CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 19
collics
Established Contributor

Re: Cap One auto CLI!

Congrats!! I'm so jealous! lol

BK 7 FREE!
Newest to Oldest:


FICO8s Dec 2019

FICO8s Oct 31 2023
Message 6 of 19
SUPERSQUID
Valued Contributor

Re: Cap One auto CLI!

CONGRATS !!!!!

Theres hope in mudville

Message 7 of 19
coreyb80
Super Contributor

Re: Cap One auto CLI!

Congrats on the nice bump!!

Message 8 of 19
Jannelo
Frequent Contributor

Re: Cap One auto CLI!

Now you've made me feel like a loser.   Smiley LOL I was so excited that my Cap One Quicksilver, which began with a $300 SL, ending up with a $800 CL, was auto increased to a $2,300 CL this weekend.   I was very pleased with a $1,500 auto CLI, compared to the three $100 CLIs over the last couple of years.  But congratulations on your very generous CLI from Capital One.

Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC to Quicksilver (9/19) - $3800 CL
Capital One QuicksilverOne (3/19) - $4800 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $2800 CL
Amazon Prime Store Card (4/20) - $10,000 CL
NFCU cashRewards (4/20) - $4500 CL
BB&T Spectrum Cash Rewards (5/20) - $3500 CL
Navy Federal More Rewards American Express® Card (3/21) - $9700 SL - at 9.65 %.
Experian FICO Score - 8/2018: 528

Experian FICO 8 Score - 9/2022 - 720
Equifax FICO 8 score 2/2022- 692
TransUnion FICO 8 score 10/2022 - 728
Experian FICO Mortgage Score - 725
Message 9 of 19
gdale6
Moderator Emeritus

Re: Cap One auto CLI!

Once heck of an increase out of Cap-1, they have open the spigots again Smiley Happy

Message 10 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.