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Cap One auto CLI!

Mischa
New Contributor

Cap One auto CLI!

Like so many others here I have a bucketed Cap One QS $600 (started at $300). I've earned some coveted $100 increases in the past and then lately denials for "too many recent inquiries." 

I literally just received another denial letter yesterday, then woke up this morning to a huge (for Cap One anyway lol) auto CLI to $3600. 

Lesson learned, stop asking for CLI from Cap One, period. Now I regret asking for one on my Walmart MC last month since that was approved (they gave $250 increase which I was thinking was better than $100 lol). Whatever computer analysis they use to make decisions for customer requests is obviously different than the unprompted ones. 

I've seen posts recently about this same topic, but just wanted to add to the DP.

27F8C00D-D69E-4E1B-BE38-A51A908822D6.jpeg

 

Message 1 of 19
18 REPLIES 18
M_Smart007
Epic Contributor

Re: Cap One auto CLI!

Congratulations screamer emoticon.gif ..

Message 2 of 19
Rebuild2019
Valued Contributor

Re: Cap One auto CLI!

Congratulations 🎊🎈🎉 on your CAP1 CLI.

CARDS: Discover It | QuickSilver One | Kohl’s | BBT Spectrum Cash Rewards | BBT Bright | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 3 of 19
SPChaser
Established Contributor

Re: Cap One auto CLI!

Congrats on Cap 1 success! 

“Play the game, but don't believe in it“
Message 4 of 19
CreditAggie
Super Contributor

Re: Cap One auto CLI!

Congratulations on your Capital One auto-CLI!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 1/6, 3/12, 5/24
Message 5 of 19
collics
Frequent Contributor

Re: Cap One auto CLI!

Congrats!! I'm so jealous! lol

BK 7 Discharged May 2014

FICO8s Dec 2019

FICO8s Oct 2 2021


Message 6 of 19
SUPERSQUID
Frequent Contributor

Re: Cap One auto CLI!

CONGRATS !!!!!

Theres hope in mudville

target 500 kohls 700 discover 3k mercury 3350 ollo 600 mission lane 1050 big lots 750 ikea 550 valero 300 firestone 2800 legacy 1500 first savings bank cc 1500 cap1 QS 1800 fingerhut 2600
Message 7 of 19
coreyb80
Senior Contributor

Re: Cap One auto CLI!

Congrats on the nice bump!!

Message 8 of 19
Jannelo
Frequent Contributor

Re: Cap One auto CLI!

Now you've made me feel like a loser.   Smiley LOL I was so excited that my Cap One Quicksilver, which began with a $300 SL, ending up with a $800 CL, was auto increased to a $2,300 CL this weekend.   I was very pleased with a $1,500 auto CLI, compared to the three $100 CLIs over the last couple of years.  But congratulations on your very generous CLI from Capital One.

Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC to Quicksilver (9/19) - $2300 CL
Capital One QuicksilverOne (3/19) - $1800 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $2800 CL
Amazon Prime Store Card (4/20) - $10,000 CL
NFCU cashRewards (4/20) - $1500 CL
BB&T Spectrum Cash Rewards (5/20) - $3500 CL
Navy Federal More Rewards American Express® Card (3/21) - $9700 SL - at 9.65 %.
Experian FICO Score - 8/2018: 528

Experian FICO 8 Score - 9/2021 - 675
Equifax FICO 8 score 9/2021- 680
TransUnion FICO 8 score 9/2021 - 670
Message 9 of 19
gdale6
Moderator

Re: Cap One auto CLI!

Once heck of an increase out of Cap-1, they have open the spigots again Smiley Happy

Message 10 of 19
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