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Cap one EO Success with Large CLI

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Bluedog23
Regular Contributor

Cap one EO Success with Large CLI

Checked Cap One Act recently and saw the annual fee had hit. Not liking that so much, I called CSR to request it be removed and to see if they would pc me to a better card. Nope and nope were the responses. Undeterred, I sent an email to EO. Got a call the next day and explained that I didn't really care to pay an annual fee for credit. That it was a relatively low limit card and had no rewards. Was immediately told that there was an offer for Quicksilver and that there would be no AF. Then I asked for CLI from 2000 to 7500. Was told that it would be sent to underwriter and I would be contacted soon. Checked online today to see CLI to 5000. SWEET! 3000 increase is way more than I expected. Once I reached EO customer service was excellent. I emphasized repeatedly that I did not want a hard pull and was assured there would not be one.

Way to go cap one! The only annoying thing is why couldn't this happen without having to use EO? After being told sorry, Charlie by frontline CSR, the EO zipped,this right through in less than 24 hrs. Strange, but it worked.

I wonder if this will be a signature Quicksilver?
EX 805 FICO, EQ Fico 762; TU. 768Discover)
Message 1 of 8
7 REPLIES 7
myjourney
Super Contributor

Re: Cap one EO Success with Large CLI


@Bluedog23 wrote:
Checked Cap One Act recently and saw the annual fee had hit. Not liking that so much, I called CSR to request it be removed and to see if they would pc me to a better card. Nope and nope were the responses. Undeterred, I sent an email to EO. Got a call the next day and explained that I didn't really care to pay an annual fee for credit. That it was a relatively low limit card and had no rewards. Was immediately told that there was an offer for Quicksilver and that there would be no AF. Then I asked for CLI from 2000 to 7500. Was told that it would be sent to underwriter and I would be contacted soon. Checked online today to see CLI to 5000. SWEET! 3000 increase is way more than I expected. Once I reached EO customer service was excellent. I emphasized repeatedly that I did not want a hard pull and was assured there would not be one.

Way to go cap one! The only annoying thing is why couldn't this happen without having to use EO? After being told sorry, Charlie by frontline CSR, the EO zipped,this right through in less than 24 hrs. Strange, but it worked.

I wonder if this will be a signature Quicksilver?

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 8
yudeology101
Senior Contributor

Re: Cap one EO Success with Large CLI

Congrats!!!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 3 of 8
coldnmn
Mega Contributor

Re: Cap one EO Success with Large CLI

Extra nice Congrats thanks for sharing!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 8
Irisa
Senior Contributor

Re: Cap one EO Success with Large CLI

Awesome. Congrats on the CLI!

Message 5 of 8
knoregs
Established Contributor

Re: Cap one EO Success with Large CLI

Congrats!

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 6 of 8
B335is
Moderator Emeritus

Re: Cap one EO Success with Large CLI

Congrats, not a bad bump!

Message 7 of 8
Bluedog23
Regular Contributor

Re: Cap one EO Success with Large CLI

Thanks, y'all.
EX 805 FICO, EQ Fico 762; TU. 768Discover)
Message 8 of 8
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