Cap1 Approval - Credit Steps question

[OmarGB9]

Grats

[alextercero]

Congrats

[Anonymous]

You won't always get an email, but the email to look for will say something to the effect of how you'll have "access to a higher limit" after X amount of time if you do X (usually make X amount of ontime payments but I've seen reports of them saying to make an $X payment X months in a row).

Essentially all a credit steps increase is is a guaranteed increase after X period of time.  If you DON'T get one, then you can always ask for one - Cap One's luv button is a soft pull anyway.  You can start requesting them after your 3rd statement and if you are in Credit Steps you can still get an increase early and it won't affect your Credit Steps increase anyway.  Heh.

Congrats on your approvals and your SLs!

[Anonymous]

My credit steps happened the night the 6th statement cut... I requested a cli 4 days after the 2nd statement cut and went from 300 to 800.  Then the credit steps took me from 800 to 1300 the night the 6th statement cut.

[ccpat]

I got the credit step email that my Cap One would be increased from $400 to $800.  Is it possible that it will be more?

[Yepitsme]

I spoke to Cap 1 EO recently and happened to ask why I was in credit steps. It wasn't the purpose of my call but since I had her on the phone I figured I would ask all of the questions I had. Her reply was everybody is automatically in credit steps, she didn't elaborate she just said that everybody is in credit steps and that the accounts are reviewed at the fifth month for an automatic CLI

[Yepitsme]

Ccpat--- yes it is possible. My DW card went from $500 to $2500

[Anonymous]

I see people with more than one Cap One CC. Did you manually apply for both or did they offer the other one after a period of time? I've had my Cap One for about 6 months. After the 2nd month my wife hit the button and it went from $300 to $500. It was maxed a couple months, but always paid, and it's paid up now, balance $8. Won't be using it anytime soon as I'm hoping to see some changes in the CL. Just wondering how people are getting duplicate/double accounts with them?

[Anonymous]

Congrats on your success!

[Anonymous]

Congrats on the approval! I have Platinum and QS as well, I got my credit steps CLI after my 6th payment to a $500 increase, however I did get an increase after my 4th month.