cancel
Showing results for 
Search instead for 
Did you mean: 

Cap1 Credit Steps CLI

tag
CreditExpressNJ
Established Contributor

Cap1 Credit Steps CLI

Well i just received my Credit Steps graduation gift... was only $500 though .. went from $800 CL to $1300 and originally had 300 but contacted EO when i first got that card and asked them what can i do with $300 .... nevertheless all CLI are good but should i consider this good from CapitalOne?

CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 1 of 8
7 REPLIES 7
Scupra
Super Contributor

Re: Cap1 Credit Steps CLI


@shaun2009 wrote:

Well i just received my Credit Steps graduation gift... was only $500 though .. went from $800 CL to $1300 and originally had 300 but contacted EO when i first got that card and asked them what can i do with $300 .... nevertheless all CLI are good but should i consider this good from CapitalOne?


Meh, like you said, "all CLI are good." It isn't you lowest limit card per your signature either Smiley Happy haha I like to be optimistic! Wait a year and call EO again, maybe it will be bigger then.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 8
Josh2942
Established Contributor

Re: Cap1 Credit Steps CLI

Well It depends on your usuage. I went from 500 to 2000 with my credit steps because I used a couple hundred a week and payed it every week. So if your not using that much Capital One wont extend a large limit. Even 2000 is small. I have the Quicksilver Visa Platiunm from the Journey card. Hopefully in the summer I will get a credit limit increase and upgrade to the Visa signature.

Jaguar F-Type R Loan 50K Balance
Goldman Sachs Signature Loan $29,000 TU 750 score pulled at time of loan.
Student Loan Debt $1,500
Credit Card Debt $300 1>% of $166,700
FAKO Transunion 723 Equifax 744
What's in my wallet? Chase Sapphire Reserve, Chase Freedom Unlimited, and AMEX Blue for Business
Message 3 of 8
gdale6
Moderator Emeritus

Re: Cap1 Credit Steps CLI

Congrats Smiley Happy

 

Its a mediocre increase, you are likely to never get big increases on this card unless you use the EO to get it done.

Message 4 of 8
coldnmn
Mega Contributor

Re: Cap1 Credit Steps CLI

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 8
-Wade-
Valued Contributor

Re: Cap1 Credit Steps CLI


@shaun2009 wrote:

Well i just received my Credit Steps graduation gift... was only $500 though .. went from $800 CL to $1300 and originally had 300 but contacted EO when i first got that card and asked them what can i do with $300 .... nevertheless all CLI are good but should i consider this good from CapitalOne?


Congrats Smiley Happy very nice

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 6 of 8
efranklin23
Valued Contributor

Re: Cap1 Credit Steps CLI


@shaun2009 wrote:

Well i just received my Credit Steps graduation gift... was only $500 though .. went from $800 CL to $1300 and originally had 300 but contacted EO when i first got that card and asked them what can i do with $300 .... nevertheless all CLI are good but should i consider this good from CapitalOne?


Congrats! I think that's great progress. 

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 7 of 8
alvon123
Super Contributor

Re: Cap1 Credit Steps CLI

congrats


Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.