Due to an upcoming vacation, I left the garden and applied for a card with triple-pull Capital One. I did the pre-qual and selected the QS due to the $100 bonus and 0% for 9 months. I was approved for 15k @ 13.74%. Scores are in my siggy. My utilization on my current report is around 1% with balances on 4 cards, highest util on an individual card is 7%.
Hope this helps someone.
Thats a very nice approval and great sl for the qs. Enjoy
@sonicchris8 wrote:
Congrats on the great approval. Was this your first Cap One?
Thank you all! I'm pretty excited, it's my lowest APR so far.
This isn't my first Cap1. I opened my first card with them a few months (I think) after my bk discharge in 2012. I started with 2 QS1 in credit steps. The limits on those ended up at 3k and 5k, with no CLI ever! 4 years, no CLI, always declined. I finally was able to combine them last month (side note, I'm wondering if asking for a CLI, even if you're declined, resets your time to request an account combination), so I did that and have the one card at 8k. I *may* try to combine it into this new one, but my kiddo is an AU on it and I want to leave at at $0 and in the SD. Hope that helps!