Re: Cap1 VentureOne + mini App Spree

dazacman30 · ‎04-15-2015

Went on a bit of an app spree today with mixed results. Brought all utilization down to below 6% on mine and DW's accts.

Me: Current CC Barclay $9K, Cap1 Business 7K, SportsmanGuide 3K, Merrick Bank 2K

DW: Barclay 8K, Cap1 Plat 5K, Journey 4K, SportsmansGuide 4.5K

After going to cap1 approval site, we were both prequalified for cap1 ventureone and platinum prestige.

I was approved for ventureone at 10K, DW at 15K.

I went on to try Chase Freedom- 30 day msg. Discover IT- denial due to prior BK (6 years ago), Barclay Arrival - denied.

I stopped at this point.

DW: in addition to cap1 venture, shopping cart trick on overstock approval at 7K.

Very happy with the Cap1 approvals as these are now our highest cards and a 0% intro for 12 mos. I'm going to call in for Chase Freedom and recon if necessary, and see what they say.

Bouncing back from BK '09
10/2012: 641(EQ) 636(TU) 624(EX)
4/2015: Equifax 694, TU 687, Exp 706
Goal: 700+ all 3 by June 2015

dazacman30 · ‎04-15-2015

Sorry- I mistakenly posted here instead of in the applications category.

Bouncing back from BK '09
10/2012: 641(EQ) 636(TU) 624(EX)
4/2015: Equifax 694, TU 687, Exp 706
Goal: 700+ all 3 by June 2015

CreditMagic7 · ‎04-15-2015

@dazacman30 wrote:
Sorry- I mistakenly posted here instead of in the applications category.

That's ok

dazacman30 · ‎04-15-2015

Decided to go back and try Cap1 again, this time the Plat Prestige- instant approval at 3K. and now ill stop

Bouncing back from BK '09
10/2012: 641(EQ) 636(TU) 624(EX)
4/2015: Equifax 694, TU 687, Exp 706
Goal: 700+ all 3 by June 2015

Anonymous · ‎04-15-2015

Congrats on the approvals..

Pway · ‎04-15-2015

Congrats on the approvals

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.

uswala · ‎04-15-2015

Congrats on your success!

04Cobra · ‎04-15-2015

Congrats and good luck with recon!

dazacman30 · ‎04-16-2015

I know I said I was done... but I had to try Lowes.. this morning I was instantly approved for $700. This wouldn't really get me anywhere, so I called and requested $25K as I saw directed to do on other posts. I got a counter of 6K!

That gave me courage to call Chase... spoke with the rep for about 5 min answering questions. The initial denial was due to BK (6 years ago) and she said lack of sufficient credit since then (which I disagree). anyhow, after she placed me on hold and spoke with the powers that be, no luck Well, she said she'll have her manager consider a $1K limit, but due to the BK and since 2 chase cards were included, chances may not be good- but I should have a card or denial in 2 weeks.

Thanks again - going to go forget my SSN now so I can't apply anywhere else.

Bouncing back from BK '09
10/2012: 641(EQ) 636(TU) 624(EX)
4/2015: Equifax 694, TU 687, Exp 706
Goal: 700+ all 3 by June 2015

baller4life · ‎04-16-2015

WOW huge spree. Congrats!! Garden time.

Cap1 VentureOne + mini App Spree

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Cap1 VentureOne + mini App Spree