I've had my CapOne Secured for 10 months with no issues, and usually PIF, with only 9-30% utilization most months. About 3 months ago I got a BoA secured as well, and have done the same.
I got home from vacation a few weeks ago to find a CapOne Platinum MasterCard "Pre-Qualification" in the mail. I was hesitant, because the BoA made me take a pretty big score hit due to the change in AAoA, but I figured I might as well try. Was approved instantly for a $300 limit, $0 annual fee, and CLI after 5 months.
I'm pretty excited to have my first unsecured card in 6 years.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Congrats on the approval keep up the good work and good things will come.
Pre-CH7 Scores- TU 584 EX 540 EQ 581 Post-CH7 Scores- TU 656 EX 630 EQ 670
Navy Fed Cash Rewards-$4,500, Credit One MC $500, Credit One VS $700 Ollo Platinum MC $900, Avant MC $1,000 Primor Secured Vs. $200, Wayfair $750, Eddie, Jcrew, Boscov $250-$300.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 30k | Delta Gold Amex 40K | Discover IT 25K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Gardening Until Further Notice