CapOne Platinum CLI $100

sixstringcliff · ‎08-09-2021

My secured CapOne CC ($500 SL) graduated to unsecured this past April. Since then I've been putting some $400 spend each month on it in hopes of getting a CLI 6 months later (hopefully this October). I was on the Cap One website tonight looking over my account and making sure everything was in order. Then for giggles I decided to request a CLI thinking for sure they would reject me in 3 to 5 days as they usually do. But no! Instant approval for $100 CLI. I know it's not much and I know it's Cap One but hey, it's $100 more SL than I had earlier today. I'll take it and now I will shift to gardening my Apple Card for a higher SL.

Fico8 as of Dec 1, ‘24

Capital One Quicksilver $5,600
Apple Card $10,000
NFCU Flagship Rewards (AU) $33,000
NFCU CashRewards (AU) $30,000

CreditAggie · ‎08-09-2021

Congratulations on your Capital One Platinum CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (January 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

BenTramer1978 · ‎08-09-2021

@sixstringcliff wrote:
My secured CapOne CC ($500 SL) graduated to unsecured this past April. Since then I've been putting some $400 spend each month on it in hopes of getting a CLI 6 months later (hopefully this October). I was on the Cap One website tonight looking over my account and making sure everything was in order. Then for giggles I decided to request a CLI thinking for sure they would reject me in 3 to 5 days as they usually do. But no! Instant approval for $100 CLI. I know it's not much and I know it's Cap One but hey, it's $100 more SL than I had earlier today. I'll take it and now I will shift to gardening my Apple Card for a higher SL.

In a couple months you should see if you can get the PC'ed into a Quicksilver.