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CapOne QS1 Approval + CapOne Walmart Denial

19eighty5
Senior Contributor

Re: CapOne QS1 Approval + CapOne Walmart Denial

Congratulations on your QS1 approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 11 of 19
newfossil
Valued Contributor

Re: CapOne QS1 Approval + CapOne Walmart Denial

Congratulations 




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 12 of 19
angelwingz
Valued Contributor

Re: CapOne QS1 Approval + CapOne Walmart Denial

Sorry about the denial.

 

 Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 13 of 19
seattletravels
Valued Contributor

Re: CapOne QS1 Approval + CapOne Walmart Denial

Contests in your approval!  Good luck with the Walmart card in 6 months!



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 14 of 19
Meanmchine
Super Contributor

Re: CapOne QS1 Approval + CapOne Walmart Denial

Congrats on QS1




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>2/2023 EX 850 EQ 850 TU 850 (F8)
Message 15 of 19
silver_idle
Established Contributor

Re: CapOne QS1 Approval + CapOne Walmart Denial

Actually, you applied to soon. You usually have to wait about 30 days before applying for another capital one card from their website. I gotten two cards from capital one about than 40 days apart (one which includes walmart mc) and both were approved. The 6 months usually applies to their core cards (unless they changed something in the last 3ish months) but cobrand cards are generally different. I would suggest trying again in 30 days from your first approval.

Message 16 of 19
Rudy1
Established Contributor

Re: CapOne QS1 Approval + CapOne Walmart Denial

Congrats on your approval!

>
Goal Cards:
Message 17 of 19
lord-of-mischief
Established Member

Re: CapOne QS1 Approval + CapOne Walmart Denial


@silver_idle wrote:

Actually, you applied to soon. You usually have to wait about 30 days before applying for another capital one card from their website. I gotten two cards from capital one about than 40 days apart (one which includes walmart mc) and both were approved. The 6 months usually applies to their core cards (unless they changed something in the last 3ish months) but cobrand cards are generally different. I would suggest trying again in 30 days from your first approval.


Thanks for letting me know. I was skeptical to do it again because of what the agent told me. However, I sent an email to the EO and I got a call back today. They pretty much said that they are not aware of the 6 month rule and that I can apply again should I decide to do so. 

Since i'm still rebuilding and I Have some pending disputes which should increase my scores, i'll probably wait around 30 more days before re-applying. Smiley Happy




Message 18 of 19
nuohlac
Valued Contributor

Re: CapOne QS1 Approval + CapOne Walmart Denial

Congrats on the approval!!!




Message 19 of 19
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