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Capital One CLI

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pip3man
Valued Contributor

Capital One CLI

Hell must've frozen over in the house of Capital One. Randomly requested an increase on my Quicksilver card originally Savor One that I've had for almost 3yrs and stuck at the $1k SL. Much to my surprise, it was approved. Over the years, I tried every strategy known to man to get the limit to move some but no dice. Interestingly, when I finally stopped using this card they found it necessary to increase the limit 🙄IMG_0598.jpeg

 

Message 1 of 12
11 REPLIES 11
Sixburgh79
New Contributor

Re: Capital One CLI

Congrats, yea I was actually gonna post about this... My Cp1 cards are in the 6k range but never moved and I have one that is 2k and I been reading about something called bucketed cards starting in 5178, and i think 2 of my cards start with that so not sure.

Message 2 of 12
CreditMagic7
Mega Contributor

Re: Capital One CLI

They sure can be an odd bird. I'm waiting to apply for Discover Card when they get it.

 

CONGRATULATIONS!!

Message 3 of 12
indiolatino61
Valued Contributor

Re: Capital One CLI

Message 4 of 12
FicoMike0
Valued Contributor

Re: Capital One CLI

Congratulations!

I've been getting $300 clis from capone. Maybe they're becoming more generous, I'll give them a try.

Message 5 of 12
Varsity_Lu
Established Contributor

Re: Capital One CLI


@Sixburgh79 wrote:

Congrats, yea I was actually gonna post about this... My Cp1 cards are in the 6k range but never moved and I have one that is 2k and I been reading about something called bucketed cards starting in 5178, and i think 2 of my cards start with that so not sure.


Old wives tale.  The starting numbers mean nothing more than it's a MasterCard.  

Blue Cash PreferredBlue Cash Everyday (AU)Hilton HonorsSavorQuicksilverVoice Rewards + Perks Checking
Mechanics Savings BankHuntington National BankCapital One, N.A.American Express National BankFidelity Investments
FICO® 8: 806 (Eq) · 794 (Ex) · 812 (TU)

Message 6 of 12
AndySoCal
Senior Contributor

Re: Capital One CLI

@CreditMagic7  You may want to consider the Langley card below. The catagories rotate every month. They usaully give you three choices if you pick a catgory and during the month you could use a different 5 % catagory for that month you can change it.

 

https://www.langleyfcu.org/personal-credit-cards/signature-cashback 

FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 03/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney )
Discover IT 09/90, 19000, JC Penney 10/2008 4700, US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 20,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Langley FCU Signature Cash Back Visa 10000
Banking: Langley FCU Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican State CU Red-stone FCU Hughes FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO
Message 7 of 12
pip3man
Valued Contributor

Re: Capital One CLI


@CreditMagic7 wrote:

They sure can be an odd bird. I'm waiting to apply for Discover Card when they get it.

 

CONGRATULATIONS!!


Same here too. But the issue is, I'm blacklisted with Discover cos they were IIB for like $3k. In the past I've  attempted to reapply but I still get insta-denied for unsatisfactory prior relationship. I wonder if the blacklist will carry over with the C1 acquisition. Guess we'll see how it goes.

Message 8 of 12
pip3man
Valued Contributor

Re: Capital One CLI


@Sixburgh79 wrote:

Congrats, yea I was actually gonna post about this... My Cp1 cards are in the 6k range but never moved and I have one that is 2k and I been reading about something called bucketed cards starting in 5178, and i think 2 of my cards start with that so not sure.


Funny enough I was the one who shared the info about the Capital One buckets on this forum many years ago but I'm pretty sure things have changed at C1 since then. From what I still remember, your credit card digits has nothing to do with it. It's simply an identifier for the card issuer/network.

Message 9 of 12
coreyb80
Super Contributor

Re: Capital One CLI

Congrats on the increase!

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