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Capital One CLIs

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mgood
Valued Contributor

Capital One CLIs

Jan 20 Cabela's from $600 up $100 to $700

Jan 29 Quicksilver from $4850 up $500 to $5350

 

My poor Cabela's card, my oldest open credit card, seems to be bucketed. I got it in October 2015 with a SL of $500. After heavy use and multiple requests I got an increase to $600 in August 2020. Six months later I got another bump to $700.

 

My Platinum has shown a little more growth. SL was $300 back in November 2015. I've gotten increases, usually auto-increase, every six to nine months. $400, 1400, 2400, 3400, 4400, and 4850. I upgraded it to Quicksilver in December. I knew my last increase was around the same time as the increase I got on my Cabela's card but when hitting the luv button it kept telling me I was declined because of a recent change in credit line. Smiley Mad I was getting annoyed thinking that changing to Quicksilver had started the 6-month clock over and I should have waited until after a CLI to make the change. But today I tried again and got bumped up to $5350.

 

In less than two months, between CLIs and new cards, I've more than doubled my total credit card limit:

12/03   01/29

$  600  $  700  Cabela's Capital One World Mastercard

  4850    5350  Capital One Quicksilver World Mastercard

  1120    1600  Eddie Bauer (Comenity Bank)

  1600    6500  PenFed Gold Visa

  7200    7200  Kay Jewelers (Genesis FS)*

          2000  Discover it Cash Back

          5000  PenFed Platinum Rewards Visa Signature

+       + 5000  PenFed Power Cash Rewards Visa Signature

$15370  $33350

 

*Kay Jewelers is the only one with no change, but it's still the highest limit of any of my cards. It's the one that gets very little use. (Ladies, I'm single. Smiley Wink )



EQ8 763, TU8 757, EX8 769 as of April 29
AZE11 - 6% Utl - New Cards: 2/6, 2/12, 6/24
Message 1 of 16
15 REPLIES 15
cashorcharge
Community Leader
Super Contributor

Re: Capital One CLIs

That's terrific!  Congratulations on your CLI approvals!! 🎉🥂

Message 2 of 16
AllZero
Mega Contributor

Re: Capital One CLIs

Congratulations on your CLIs!
Message 3 of 16
Aim_High
Super Contributor

Re: Capital One CLIs

Congrats on your recent CLIs and doubling of your TCL! 

Great job, @mgood ! 

 

waytogo.jpg


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 4 of 16
gdale6
Moderator Emeritus

Re: Capital One CLIs

Grats on the CLIs, you managed to get 500 out of em when most are getting 100. Smiley Happy

Message 5 of 16
Anonymous
Not applicable

Re: Capital One CLIs

Congratulations! Look at you, Cap 1 must love you!Smiley Wink

Enjoy!

Message 6 of 16
Ficoproblems247
Valued Contributor

Re: Capital One CLIs

Congrats on your increases! I love it when I get to see someone break out of the $300 Cap1 mold and run with it!





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 7 of 16
Curious_George2
Valued Contributor

Re: Capital One CLIs

Congrats on the increases!

 

For better or worse, both amounts are exactly in line with the pattern CapOne has established over the past year or so. I posted about it here: 
https://ficoforums.myfico.com/t5/Credit-Card-Applications/How-to-get-a-CLI-from-Capital-One/m-p/6202...

 

I don't know if they apply the same rules to Cabela's cards as their core cards, but in this case your Cabela's card got exactly what a core card would have gotten. 

 

Message 8 of 16
UH_HUH
Valued Contributor

Re: Capital One CLIs

Congratulations on all your success @mgood !!

Appreciate you sharing it :-)

Cheers

Message 9 of 16
mgood
Valued Contributor

Re: Capital One CLIs


@Curious_George2 wrote:

Congrats on the increases!

 

For better or worse, both amounts are exactly in line with the pattern CapOne has established over the past year or so. I posted about it here: 
https://ficoforums.myfico.com/t5/Credit-Card-Applications/How-to-get-a-CLI-from-Capital-One/m-p/6202...

 

I don't know if they apply the same rules to Cabela's cards as their core cards, but in this case your Cabela's card got exactly what a core card would have gotten. 

 


Yes. Thanks for the link. I hadn't seen that thread before. Haven't spent much time in Applications. (Probably should, rather than just randomly pushing buttons to see what happens, lol.) It's frustrating that the Cabela's card is one month older than the Qucksilver (formerly Platinum). The Cabela's had a higher SL, $500 vs $300, and is now at $700 while the QS is $5350. Capital One took over the Cabela's accounts around the time Cabela's was bought out by Bass Pro Shops. Both of the CLIs I've gotten on it have been as a Cap1 card, Aug 2020 and Jan 2021.



EQ8 763, TU8 757, EX8 769 as of April 29
AZE11 - 6% Utl - New Cards: 2/6, 2/12, 6/24
Message 10 of 16
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