No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Jan 20 Cabela's from $600 up $100 to $700
Jan 29 Quicksilver from $4850 up $500 to $5350
My poor Cabela's card, my oldest open credit card, seems to be bucketed. I got it in October 2015 with a SL of $500. After heavy use and multiple requests I got an increase to $600 in August 2020. Six months later I got another bump to $700.
My Platinum has shown a little more growth. SL was $300 back in November 2015. I've gotten increases, usually auto-increase, every six to nine months. $400, 1400, 2400, 3400, 4400, and 4850. I upgraded it to Quicksilver in December. I knew my last increase was around the same time as the increase I got on my Cabela's card but when hitting the luv button it kept telling me I was declined because of a recent change in credit line. I was getting annoyed thinking that changing to Quicksilver had started the 6-month clock over and I should have waited until after a CLI to make the change. But today I tried again and got bumped up to $5350.
In less than two months, between CLIs and new cards, I've more than doubled my total credit card limit:
12/03 01/29
$ 600 $ 700 Cabela's Capital One World Mastercard
4850 5350 Capital One Quicksilver World Mastercard
1120 1600 Eddie Bauer (Comenity Bank)
1600 6500 PenFed Gold Visa
7200 7200 Kay Jewelers (Genesis FS)*
2000 Discover it Cash Back
5000 PenFed Platinum Rewards Visa Signature
+ + 5000 PenFed Power Cash Rewards Visa Signature
$15370 $33350
*Kay Jewelers is the only one with no change, but it's still the highest limit of any of my cards. It's the one that gets very little use. (Ladies, I'm single. )
That's terrific! Congratulations on your CLI approvals!! 🎉🥂
Congrats on your recent CLIs and doubling of your TCL!
Great job, @mgood !
Grats on the CLIs, you managed to get 500 out of em when most are getting 100.
Congratulations! Look at you, Cap 1 must love you!
Enjoy!
Congrats on your increases! I love it when I get to see someone break out of the $300 Cap1 mold and run with it!
Congrats on the increases!
For better or worse, both amounts are exactly in line with the pattern CapOne has established over the past year or so. I posted about it here:
https://ficoforums.myfico.com/t5/Credit-Card-Applications/How-to-get-a-CLI-from-Capital-One/m-p/6202...
I don't know if they apply the same rules to Cabela's cards as their core cards, but in this case your Cabela's card got exactly what a core card would have gotten.
@Curious_George2 wrote:Congrats on the increases!
For better or worse, both amounts are exactly in line with the pattern CapOne has established over the past year or so. I posted about it here:
https://ficoforums.myfico.com/t5/Credit-Card-Applications/How-to-get-a-CLI-from-Capital-One/m-p/6202...
I don't know if they apply the same rules to Cabela's cards as their core cards, but in this case your Cabela's card got exactly what a core card would have gotten.
Yes. Thanks for the link. I hadn't seen that thread before. Haven't spent much time in Applications. (Probably should, rather than just randomly pushing buttons to see what happens, lol.) It's frustrating that the Cabela's card is one month older than the Qucksilver (formerly Platinum). The Cabela's had a higher SL, $500 vs $300, and is now at $700 while the QS is $5350. Capital One took over the Cabela's accounts around the time Cabela's was bought out by Bass Pro Shops. Both of the CLIs I've gotten on it have been as a Cap1 card, Aug 2020 and Jan 2021.