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Capital One EO initial CLI..

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Anonymous
Not applicable

Capital One EO initial CLI..

So I applied for the cap 1 qs1 and platinum and was approved for $1000 on qs1 and 500 on platinum.. I wanted a little more so I called cap 1 and to my shock was told my annual income on the application showed 4400 when I make over 63000 annually. They fixed the income but said they could not raise the initial credit limit because they are new cards and in credit steps...so I emailed EO office and received a call last week. We discussed it and I was told It would be sent to underwriting.. Today I check and I have 500 cli on both accounts. Qs1 now 1500 and platinum now 1000... And still have credit steps increase in May...
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Capital One EO initial CLI..


@Anonymous wrote:
So I applied for the cap 1 qs1 and platinum and was approved for $1000 on qs1 and 500 on platinum.. I wanted a little more so I called cap 1 and to my shock was told my annual income on the application showed 4400 when I make over 63000 annually. They fixed the income but said they could not raise the initial credit limit because they are new cards and in credit steps...so I emailed EO office and received a call last week. We discussed it and I was told It would be sent to underwriting.. Today I check and I have 500 cli on both accounts. Qs1 now 1500 and platinum now 1000... And still have credit steps increase in May...

Congratulations!...Thanks For Sharing.Smiley LOL

Message 2 of 12
uswala
Senior Contributor

Re: Capital One EO initial CLI..

Congrats!

Message 3 of 12
coldnmn
Mega Contributor

Re: Capital One EO initial CLI..

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 12
CreditMagic7
Mega Contributor

Re: Capital One EO initial CLI..

congrats!

Message 5 of 12
Anomalous
Senior Contributor

Re: Capital One EO initial CLI..

Congratulations!

Keep both your credit and your body in top shape!

Message 6 of 12
Creditwiser
Valued Contributor

Re: Capital One EO initial CLI..

Congrats on sticking with it and getting the CLI's   A little bit of work paid off.  !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 7 of 12
Anonymous
Not applicable

Re: Capital One EO initial CLI..

Good job, congrats

Message 8 of 12
b_diddy
Established Contributor

Re: Capital One EO initial CLI..

Congrats on the approvals and recon!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 9 of 12
MissMoni223
Senior Contributor

Re: Capital One EO initial CLI..

Gotta LOVE Capital One, CONGRATS!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 10 of 12
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