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Capital One Loves Me??

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gabeerwin
Contributor

Capital One Loves Me??

I have had the Capital One playstation card since March-2018. SL was $3,000.  I asked for CLI at 3 months and was declined.  I applied again about a week ago and got the 2-3 day response.  Assumed it was a decline.

 

Got the letter in the mail yesterday confirming it was declined.  I also got an email from Capital One yesterday telling my limit was raised from $3,000 to $8,000.  Checked my accout online and indeed the limit was raised to $8,000.

 

I will take it.

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Capital One Loves Me??

That's quite the jump! Congratulations!
Can you include some DP's?

Message 2 of 11
gabeerwin
Contributor

Re: Capital One Loves Me??

Sure thing...

All three Reports 670-700.  BK13 from 2013 and one lingering baddie but all else is clean.

 

AAOA about 2.5 years

 

Overall Utl 13%

Message 3 of 11
Medic981
Valued Contributor

Re: Capital One Loves Me??







Your FICO credit scores are not just numbers, it’s a skill.
Message 4 of 11
Anonymous
Not applicable

Re: Capital One Loves Me??


@gabeerwin wrote:

Sure thing...

All three Reports 670-700.  BK13 from 2013 and one lingering baddie but all else is clean.

 

AAOA about 2.5 years

 

Overall Utl 13%


Thank you! That's super helpful to many.

Message 5 of 11
19eighty5
Senior Contributor

Re: Capital One Loves Me??

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 11
Anonymous
Not applicable

Re: Capital One Loves Me??

Congrats on your Cap One CLI! Smiley Happy

Message 7 of 11
SweetCreditObsession
Valued Contributor

Re: Capital One Loves Me??

That's great to hear. Congratulations on the increase! ☺️



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 8 of 11
Anonymous
Not applicable

Re: Capital One Loves Me??

Could you put in a good word for me.  They keep offering me only a $100 CLI on my 5 month old Savor card with a $1K SL.

Message 9 of 11
xaximus
Valued Contributor

Re: Capital One Loves Me??

Congrats on the CLI!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 10 of 11
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