Hey everyone,
As I was nearing my 6-month mark on my Cap1 cards, I decided to hit the CLI request and boy are they good.. 
My QS1 went from $4.5k to $6.5 k
My Venture1 went from $3.5k to $5k
Really elated and happy!!
So far this year has been good for my credit! 
My question is since my limits are above or equal to $5k, does that mean my cards get Signature benefits? Both are Mastercards.. I assume they don't change unlike Chase who converts your card to a signature card after 12 months irrespective of your CL. Anyone have a similar experience with Cap1?
@Anonymous wrote:Hey everyone,
As I was nearing my 6-month mark on my Cap1 cards, I decided to hit the CLI request and boy are they good..
My QS1 went from $4.5k to $6.5 k
My Venture1 went from $3.5k to $5k
Really elated and happy!!
So far this year has been good for my credit!
My question is since my limits are above or equal to $5k, does that mean my cards get Signature benefits? Both are Mastercards.. I assume they don't change unlike Chase who converts your card to a signature card after 12 months irrespective of your CL. Anyone have a similar experience with Cap1?
You can chat with them and ask if there are any offers to change your MC's to WMC's. You cannot go from MC to Visa without getting the EO involved and even then, it might take an act of congress.
I'd give it 3-6 months then ask them. Since you just got the CLI there might not be any offers on your account just yet. I'm at $7k and $8.5k on my MC's and still can't get them converted, but I haven't tried that hard either.
Congrats
@Anonymous wrote:
@Anonymous wrote:Hey everyone,
As I was nearing my 6-month mark on my Cap1 cards, I decided to hit the CLI request and boy are they good..
My QS1 went from $4.5k to $6.5 k
My Venture1 went from $3.5k to $5k
Really elated and happy!!
So far this year has been good for my credit!
My question is since my limits are above or equal to $5k, does that mean my cards get Signature benefits? Both are Mastercards.. I assume they don't change unlike Chase who converts your card to a signature card after 12 months irrespective of your CL. Anyone have a similar experience with Cap1?
You can chat with them and ask if there are any offers to change your MC's to WMC's. You cannot go from MC to Visa without getting the EO involved and even then, it might take an act of congress.
I'd give it 3-6 months then ask them. Since you just got the CLI there might not be any offers on your account just yet. I'm at $7k and $8.5k on my MC's and still can't get them converted, but I haven't tried that hard either.
Thank you for the info ksb1.. I guess, I will check back with them in about 6 months..
Thank you all!
Congrats!
You can see if they would upgrade your QS1 to QS so you don't have to pay AF. As far as WMC you may need to wait more, but it doesn't hurt to ask
