Capital One Savor Approval

[CreditAggie]

Congratulations on your Capital One Savor approval!

[MsSecondChance]

Thank you everyone!

Happy Holidays to All! 

[Zoostation1]

@MsSecondChanceCongrats on the approval! That's the highest SL I've seen on a no sub Savor (orSavorOne if before the naming refresh) card.  It's common to see $3k or less approvals on these with occasional $5k SLs.

[youngandcreditwrthy]

Congrats... @MsSecondChance 

do you know your current stats? Is your eq really 645 like is in your siggy?

I've had a QS of 6.25k (they gave me a lousy 250 CLI) and a West Elm Visa Siggy for $3k for about 9 months. Can't get them to CLI these any more. I carried about 50% util on QS for a month or two, otherwise PIF, same with West Elm.

Cap One is such an odd one, but super super congrats! We are back to handing out cards again. Looser regulation. Be careful my friend.

[mgood]

Congratulations!

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@CreditCuriosity wrote:
 . . . That APR is wowzers though.  Obviously without saying don't carry a balance

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Mine is 29.65% and I've had this account open for 9 years and never had a late payment. Never asked for an interest rate reduction because I don't carry a balance and I'm too busy trying to increase the depth of my bucket, lol. Current CL $5850. SL was $300.

[AzCreditGuy]

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@CreditCuriosity wrote:

Congrats on nice SL.  That APR is wowzers though.  Obviously without saying don't carry a balance

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Congrats on get this CARD because Cap 1 wont give it as upgrade to some of us. 

I am actually suprised you would say this about the APR, for someone to have a BK and get a Savor. I have a 27.28% APR zero BKs and cant even get a Savor upgrade but have $19.9k CL after 10 years, just says  Cap 1 has zero logic at times. 

[MsSecondChance]

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@Zoostation1 wrote:

@MsSecondChanceCongrats on the approval! That's the highest SL I've seen on a no sub Savor (orSavorOne if before the naming refresh) card.  It's common to see $3k or less approvals on these with occasional $5k SLs.

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Thank you @Zoostation1 

Hearing that makes me even more excited about my credit journey back!

[MsSecondChance]

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@youngandcreditwrthy wrote:

Congrats... @MsSecondChance 

do you know your current stats? Is your eq really 645 like is in your siggy?

I've had a QS of 6.25k (they gave me a lousy 250 CLI) and a West Elm Visa Siggy for $3k for about 9 months. Can't get them to CLI these any more. I carried about 50% util on QS for a month or two, otherwise PIF, same with West Elm.

Cap One is such an odd one, but super super congrats! We are back to handing out cards again. Looser regulation. Be careful my friend.

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I actually need to update the EQ. That score is a fako from credit karma, but when I was approved for my State Farm Visa a few weeks ago, the letter they sent said my EQ was 677.

I've only had my Quicksilver for 3 months and I've paid in full each month. Highest balance was about 14% of my credit limit. I was expecting to receive a CLI email soon, but received the Savor offer email instead.

[MsSecondChance]

That APR is ridiculous, but doesn't bother me because I no longer carry balances. If I can't pay it in full, then I don't put it on the card.

After a job loss and paying off my credit cards through a Ch 13, I no longer want to be in debt ever again. 

[yam1rts]

WOW, I’m so jealous, congratulations!