Capital One Savor One Approval $300

[admiralsmoker]

Now 31 years old and getting married next year, I restarted buildling my credit in September 2023 after years of neglecting it to be able to buy a home in a few years. I started in low 500s and finished paying off all my charge offs and pay for delete on my 3 collection accounts. Today, I was approved for the best credit card I have ever had on my own, the Savor One! It's only 300 credit limit but thats a start. 

[JoeRockhead]

Congratulations on your approval! 

[Linnaea]

I'm waiting for mine! Congratulations.   You are doing great!  Step by step! 

[M_Smart007]

Congratulations on your Savor One Approval 🎉

Good luck on your rebuild

[SouthJamaica]

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@admiralsmoker wrote:

Now 31 years old and getting married next year, I restarted buildling my credit in September 2023 after years of neglecting it to be able to buy a home in a few years. I started in low 500s and finished paying off all my charge offs and pay for delete on my 3 collection accounts. Today, I was approved for the best credit card I have ever had on my own, the Savor One! It's only 300 credit limit but thats a start. 

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Congratulations on your approval.

[BigBS]

Congrats on the approval and rebuild!

[NoMoreDebt]

Congrats on the approval

[CreditAggie]

Congratulations on your Savor One approval!

[LADave]

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@admiralsmoker wrote:

Now 31 years old and getting married next year, I restarted buildling my credit in September 2023 after years of neglecting it to be able to buy a home in a few years. I started in low 500s and finished paying off all my charge offs and pay for delete on my 3 collection accounts. Today, I was approved for the best credit card I have ever had on my own, the Savor One! It's only 300 credit limit but thats a start. 

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Congratulations on your SavorOne approval and your ongoing rebuild! SavorOne is a very nice card with some great enhanced cash back categories, particularly for groceries and dining.

Because $300 is so low, my recommendation is to simply pay it in full every month but use it heavily during the month before doing that. In my experience with having a low limit CapOne card during my rebuild, you'll be likely to get an auto CLI in the next 6 months or so.

[BuckyB]

Props to you for taking charge of your future. Your scores will hit 800 before you know it.