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Capital One Savor One Auto CLI

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citymunky
Established Contributor

Capital One Savor One Auto CLI

While at work earlier today, I was surprised with a auto CLI of $1k on my Savor One acct. This bumps up my credit limit from $3500 to $4500 which is a nice little win for the day.   This comes three months after my last manual CLI request which was denied in Nov23, afterward I moved a lot of my spend to my Fidelity card. Before that I was denied a CL every time I requested one from Jul23-Oct23. The previous CLI from my SL of $500 to $3500 was approved in Apr2023, after the Mar2023 statement date. 

 

DPs: 

-Jul 2023. Transactions -$288.33 // Statement Balance $9.99.

(CLI Denied. There has recently been a change to the credit line on this  account; Recent use of this account's existing credit line has been too low). Can agree with the denial. 

 

-Aug 2023. Transactions -$641.99 // Statement Balance $15.24

(CLI Denied.There has recently been a change to the credit line on this account; Recent use of this account's existing credit line has been too low). Can agree with the denial.

 

-Sep 2023. Transactions -$ 1,419.04// Statement Balance $3.07 

(CLI Denied.There has recently been a change to the credit line on this account; Recent use of this account's existing credit line has been too low). I didn't agree with denial, and I spend over 40% of availble CL.

 

-Oct 2023 .Transactions -$1,736.41 // Statement Balance $349.40

(CLI Denied. Recent use of this account's existing credit line has been too low). I didn't agree with denial, and I spend over 49% of availble CL.

 

-Nov 2023. Transactions -$1,489.50 // Statement Balance $349.00 

(CLI Denied. Recent use of this account's existing credit line has been too low). I didn't agree with denial, and I spend over 42% of availble CL.

 

-Dec 2023. Transactions -$34.09 // Statement Balance  $34.09

 

-Jan 2024. Transactions- $34.98 //  Statement Balance $0

 

-Feb 2024. Transactions- $46.78 // Statement is still open = $1k CLI!

 

Screenshot 2024-02-17 194716.png

Rebuilding since 2021


Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:
Current FICO 8 Scores:


Message 1 of 21
20 REPLIES 20
LeChauffeur
Valued Member

Re: Capital One Savor One Auto CLI

Nice work and congratulations. They've given me one CLI ($200) in three years. I've stopped using the card. 

BOA CCR: $10k
BOA Premium Rewards Elite: $10k
Chase SP: $5k
Chase Amazon Prime: $5.1k
AMEX Delta Reserve: $10k
AMEX Platinum
Cap1 QS: $3.6k
Cap1 SavorOne: $2.4k
Message 2 of 21
TSlop
Valued Contributor

Re: Capital One Savor One Auto CLI

Congrats on your CLI!

Message 3 of 21
CorpCrMgr1
Valued Contributor

Re: Capital One Savor One Auto CLI

Congratulations on your CLI!

Message 4 of 21
Ontherise2020
Frequent Contributor

Re: Capital One Savor One Auto CLI

Congrats on your Auto CLI!  Capital One is very stingy with their CLI's so I'm glad to see you got an Auto one at that.

FICO Scores:
EX 739
TU 749
EQ 755
FICO 9 783
Message 5 of 21
avp99
Frequent Contributor

Re: Capital One Savor One Auto CLI

good job and congrats!


Message 6 of 21
Creditwiser
Valued Contributor

Re: Capital One Savor One Auto CLI

Congrats on your Cap 1 auto CLI !

NFCU Visa 43k | NFCU Platinum 35k | Cap1 QS 13K | Cap1 QS 11.5K | Barclay MC 15k | Delta Gold Amex 35K | Discover IT 20K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 7k |
Message 7 of 21
NoMoreDebt
Senior Contributor

Re: Capital One Savor One Auto CLI

congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 8 of 21
Shooting-For-800
Senior Contributor

Re: Capital One Savor One Auto CLI

Cap One gets a bad rap,but they can be a very generous bank.

They grandfathered me in for $0 AF Savor and $59 AF Venture, etc.
Congrats!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 9 of 21
Zoostation1
Valued Contributor

Re: Capital One Savor One Auto CLI

Congrats on the auto CLI!

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
Feb 2025 FICO 8:
Feb 2025 FICO 9:
Message 10 of 21
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