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Capital One Secured

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keithbward
Frequent Contributor
‎07-17-2014 12:55 PM
‎07-17-2014 12:55 PM

Capital One Secured

I opened this card back in January when I began my rebuild journey. Opened it for $49 and got $200 in credit. I just got an alert that my limit has been increased to $500. And I was almost going to close this card. I use it to pay for my credit monitoring services monthly. So I'll keep it for that cause from what I've seen it will never graduate.

Starting Scores - EX 547 || EQ 541 || TU 538 - 01/21/2014
Current Scores - EX 691 || EQ 628??? || TU 695 - 08/04/2015
Goal Scores - 720 across the board
Current Utilization - 12% and going down
Message 1 of 7
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6 REPLIES 6
coldnmn
Mega Contributor
‎07-17-2014 02:13 PM
‎07-17-2014 02:13 PM

Re: Capital One Secured

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 7
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-Wade-
Valued Contributor
‎07-17-2014 02:14 PM
‎07-17-2014 02:14 PM

Re: Capital One Secured

@keithbward wrote:

I opened this card back in January when I began my rebuild journey. Opened it for $49 and got $200 in credit. I just got an alert that my limit has been increased to $500. And I was almost going to close this card. I use it to pay for my credit monitoring services monthly. So I'll keep it for that cause from what I've seen it will never graduate.

Congrats on your success Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 3 of 7
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gdale6
Moderator Emeritus
‎07-17-2014 04:55 PM
‎07-17-2014 04:55 PM

Re: Capital One Secured

@keithbward wrote:

I opened this card back in January when I began my rebuild journey. Opened it for $49 and got $200 in credit. I just got an alert that my limit has been increased to $500. And I was almost going to close this card. I use it to pay for my credit monitoring services monthly. So I'll keep it for that cause from what I've seen it will never graduate.

Nice, grats Smiley Happy

Message 4 of 7
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alvon123
Super Contributor
‎07-17-2014 06:48 PM
‎07-17-2014 06:48 PM

Re: Capital One Secured

congrats


Message 5 of 7
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Anonymous
Not applicable
‎07-17-2014 11:14 PM
‎07-17-2014 11:14 PM

Re: Capital One Secured

Congrats!
Message 6 of 7
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Kenny
Moderator Emeritus
‎07-20-2014 01:17 AM
‎07-20-2014 01:17 AM

Re: Capital One Secured

@keithbward wrote:

I opened this card back in January when I began my rebuild journey. Opened it for $49 and got $200 in credit. I just got an alert that my limit has been increased to $500. And I was almost going to close this card. I use it to pay for my credit monitoring services monthly. So I'll keep it for that cause from what I've seen it will never graduate.

Congratulations on your CLI! Smiley Happy Thanks for sharing.

Take the myFICO Fitness Challenge
Message 7 of 7
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