Capital One Secured

keithbward · ‎07-17-2014

I opened this card back in January when I began my rebuild journey. Opened it for $49 and got $200 in credit. I just got an alert that my limit has been increased to $500. And I was almost going to close this card. I use it to pay for my credit monitoring services monthly. So I'll keep it for that cause from what I've seen it will never graduate.

Starting Scores - EX 547 || EQ 541 || TU 538 - 01/21/2014
Current Scores - EX 691 || EQ 628??? || TU 695 - 08/04/2015
Goal Scores - 720 across the board
Current Utilization - 12% and going down

coldnmn · ‎07-17-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

-Wade- · ‎07-17-2014

@keithbward wrote:
I opened this card back in January when I began my rebuild journey. Opened it for $49 and got $200 in credit. I just got an alert that my limit has been increased to $500. And I was almost going to close this card. I use it to pay for my credit monitoring services monthly. So I'll keep it for that cause from what I've seen it will never graduate.

Congrats on your success

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

gdale6 · ‎07-17-2014

@keithbward wrote:
I opened this card back in January when I began my rebuild journey. Opened it for $49 and got $200 in credit. I just got an alert that my limit has been increased to $500. And I was almost going to close this card. I use it to pay for my credit monitoring services monthly. So I'll keep it for that cause from what I've seen it will never graduate.

Nice, grats

alvon123 · ‎07-17-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

Anonymous · ‎07-17-2014

Congrats!

Kenny · ‎07-20-2014

@keithbward wrote:
I opened this card back in January when I began my rebuild journey. Opened it for $49 and got $200 in credit. I just got an alert that my limit has been increased to $500. And I was almost going to close this card. I use it to pay for my credit monitoring services monthly. So I'll keep it for that cause from what I've seen it will never graduate.

Congratulations on your CLI! Thanks for sharing.

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