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Capital One Semi-auto cli weirdness

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lgtwriter
Frequent Contributor

Capital One Semi-auto cli weirdness

I'm not complaining but I just had a weird experience with Capital One.

I'm in the garden and not applying for anything these days. I went to Capital One online to make an extra payment on one of my cards and a strange new credit line increase form popped up unasked for. I filled in my income and a requested credit line increase amount and I ACTUALLY RECEIVED AN INCREASE!! Smiley Very Happy

I asked for 2k on a 13k line just to see what they would say, and of course they only gave me $1k lol. But I took it, why not?

I went to my other Capital One Cards and got the following (all had the auto pop up forms as well)

Walmart: Went from 2k to 2250. (I know, I'm laughing but still...for Cap One this is big money)

Neiman Marcus went from 5k to 7500 (I only ask for $2500, I probably could have gotten more)

 

It has been about 10-12 months since my last credit limit increases on my Neiman and my Capital One Quicksilver. I have had my Walmart card for about 4 months.

I also have another Quicksilver that is a "bucketed" card that has a $5500 credit limit, but I didn't get the semi-auto pop up cli form for. I didn't ask for a cli on that card.

 

So, Cap One is giving some people strange semi-auto credit limit increases lol. Can't hurt to log in and see if you get the pop up form too.

Message 1 of 6
5 REPLIES 5
CreditAggie
Community Leader
Super Contributor

Re: Capital One Semi-auto cli weirdness

Congratulations on your Capital One CLIs!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 6
FireMedic1
Community Leader
Mega Contributor

Re: Capital One Semi-auto cli weirdness

Congrats! Maybe the stingy days are fading? Smiley Happy



BK Free Aug25
Message 3 of 6
cashorcharge
Community Leader
Super Contributor

Re: Capital One Semi-auto cli weirdness

That's great!  Congratulations on your Cap1 Approval!🥂🎉🍾

Message 4 of 6
gdale6
Moderator Emeritus

Re: Capital One Semi-auto cli weirdness

Grats on the Cap-1 CLI run!

Message 5 of 6
stickbowbuilder
New Contributor

Re: Capital One Semi-auto cli weirdness

Congrats!!! That is awesome news. 

im about done with cap one. Have had my quicksilver at 1300 since 2016. They again denied me a 700 fir 2000 total line request with perfect history with them. Ended up getting approved for a delta sky miles Amex, so I think cap one is getting drawered for good. 

April 15 2015 EQ 630.. rebuild credit journey, zero baddies, 13 year credit age, 4 years aa. current scores June 1 - EQ 709, EX 679, TU 754. in the garden til 10/15.. venture card is in my sights!
Message 6 of 6
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