Hi everyone,
A few months ago, I posted on this forum asking for opinions on my odds of approval for the Cap1 Venture after a rebuild beginning in 2016. I haven't considered Chase's or AmEx's ecosystem since I am almost positive I am still blacklisted after burning them back in the early 2010s.
I had applied for the Venture One card back in March, and used it as my daily driver. I was eventually given a CLI to $9500 on the card last month. On a whim a few days ago, I used Capital One's pre-approval tool to see if the Venture card would show up as an option. It showed up, including the 60K miles SUB, TSA pre-check credit, etc. I was ecstatic! I pulled the trigger, and was approved for a starting limit of $10K, but with the higher APR of 23.99%. It's nice to see that I have made progress from my rebuild these past few years, and finally have my own travel card! And with Capital One's changes to their portal to try to be competitive with the other companies like Chase and AmEx, I can't wait to start earning points and use the TSA pre-check credit, and eventually use them to travel. I am also looking forward to having my first, very own metal credit card and Visa Signature!
My profile:
FICO: TransUnion 672, Experian 702 (Experian notified me in app of a collection falling off), but 670 a week ago unsure which one Cap1 saw on hard pull
Cards:
Discover It (01/2018) $3600
Capital One Quicksilver $600 (7/2018 - PC from Platinum)
Capital One VentureOne (3/2021) $9500 - transferred all my points to the Venture account, will PC to Quicksilver once I receive my Venture card
Apple Card (1/2021) $5500 - Co-owner via Family Share
Regions Secured Card (6/2017) $300 - closed
Credit One Platinum Visa (9/2018) $600 - Finally closed
Synchrony Jewelry Store Card (9/2019) $1500
Southwest Premier (10/2019) $13000 - AU
And I have checked through my phone app to try to add it, but it doesn't list it as an available option. Do i have to wait until my card is "created"? It's still only showing "approved" date on the timeline on that account.