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Hey everyone! Got some great news last night! I was approved for the Capital One Venture card last week with a $3000 limit. Last night I was just like "ya know, let me just see if I happen to get a CLI. You never know." My first thought was I want 15k. My second thought was "be a little realistic... want 10." My third thought was "they're not going from 3 to 10, so ask for 8 and see what they give, if anything." So I put in that I wanted a 5000 increase to raise my limit from 3k to 8k. They asked what I plan I spending per month and I said 4k. Instant approval! My new limit is now 8k!!!
I was going to exit out of it thinking if they'll approve this, maybe I can get more. But I didn't want to risk backing out, then the offer being gone, then next time I try it's lower. So hopefully I didn't "leave money on the table" by not knowing how it works exactly. But very exciting news! That's now my highest limit card! Excited to see it hopefully grow! Thanks everyone for all the advice on here!
















👏 congratulations that's amazing. Any data points 👉?
Congratulations! Great cli! Not the Capone I know. Do you suppose they're more generous on venture than quicksilver?
Thank you! Sorry, I’m new to a lot of the credit terms haha. What do you mean by data points? If you mean like what my scores are, I don't know exactly what they came up for for them, but on the myfico app my fico scores are Ex 783, EQ 803, TU 798. 15 percent UTL I believe.
Thank you! I’m probably not the best person to ask this since I’m pretty new to a lot of things with credit. But I’m included to say I personally would assume so, since Venture is one of their "higher tier" cards if I remember correctly. So naturally I'd assume maybe they're more likely to give a big CLI to Venture over Quicksilver, Venture X over regular Venture, etc... Like I said, I can't confirm that and it's pure speculation. Maybe someone else can answer that one! Thats just my thoughts!
Congratulations on the well deserved CLI!!!










Congratulations on your CLI!
That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂