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Capital One, continue the slow CLI grind

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coreyb80
Super Contributor

Re: Capital One, continue the slow CLI grind

Something better than nothing, congrats on the CLIs!

Message 11 of 18
Northerngirl2
Valued Member

Re: Capital One, continue the slow CLI grind

@Openwater I feel your pain! On Feb 14, I got a $2,500 CLI, so I tried again six months plus one day on 8/15. Only got $1k this time, despite a 30 point increase in my FICO8 scores. I think they must be getting more stingy with the economy. 

F 8 - 5/20 EQ 683 EX 675 TU 684      FICO 5,4,2 - 5/20 EQ 694 EX 650 TU 685
F 8 - 10/20 EQ 703 EX 703 TU 702      FICO 5,4,2 - Closed 10/23/20!!

Goal 750

Current Cards - Venture1 CL $13,500 AAoA - 12 yr 10 mo AoOA - 19 yr 4 mo
Message 12 of 18
HeavenOhio
Senior Contributor

Re: Capital One, continue the slow CLI grind

@Openwater, what has your spending looked like?

 

I've found that I generate 3K CLI offers by spending about 3K per month over the preceding the three to three and a half months. In a couple of cases where I was offered something less than 3K, I declined and tried again in about a month.

Message 13 of 18
Kasuito39
Frequent Contributor

Re: Capital One, continue the slow CLI grind

Congrats on your CLI. 

Message 14 of 18
M_Smart007
Legendary Contributor

Re: Capital One, continue the slow CLI grind

Congrats! ..

Message 15 of 18
Curious_George2
Valued Contributor

Re: Capital One, continue the slow CLI grind


@HeavenOhio wrote:

 

I've found that I generate 3K CLI offers by spending about 3K per month over the preceding the three to three and a half months. In a couple of cases where I was offered something less than 3K, I declined and tried again in about a month.


This is the clearest, most succinct guidance I have ever seen regarding Capital One CLIs.

 

I'm memorizing it, bookmarking it, and attempting it.

 

Thank you!

Message 16 of 18
Openwater
Established Contributor

Re: Capital One, continue the slow CLI grind

@HeavenOhio @Northerngirl2 @Aim_High 

 

The slow grind ended today. I put in for the CLI and got the old "we'll send you a response in a few days" a few hours later got the response. You haven't used the card enough to get your CLI. Truth be told, I have added Apple Card and PCR to my daily drivers, and QS has taken a very far back seat. So I guess they really do focus on use...Oh well, LOL 2% is more than 1.5%




Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 17 of 18
Fico_Salamanca
Frequent Contributor

Re: Capital One, continue the slow CLI grind

Congrats!

>

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Message 18 of 18
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