Just a brief timeline to set the stage.
Ch 7 BK discharged September 2015.
Credit one visa approval in October for $400
Became AU on a capital one platinum card with a $300 limit the same month.
Paid in full and made multiple payments each month. Routinely maxed the cards out and pif about 3-4 times each billing cycle before the statements cut.
Fast forward to last week to the cap one site where I've been diligently checking the pre qual weekly. After my lastest statements cut CK had me at TU 656 and EQ 660. So I decided to go ahead and give it another look and low and behold I was offered pre quals for a qs one and a platinum. Decided to pull the trigger on both as has been recommended to save an additional triple pull and low and behold a double approval.
$2000 with 0% till November and then 23.24% on the QS one.
$1000 @24.99% on the platinum.
Hopefully with another 6 months or so I can continue to follow the guide in place and hit Discover and Barclay Apple rewards.
In the garden until 4/5/14
Capital One Platinum Mastercard $750 | Capital One Platinum Mastercard $850 | Capital One Platinum Mastercard $300 | Chase Freedom Visa $1K | Barclays Apple Financing Visa $1.7K | Merrick Bank Visa $1.4K | Amazon Store Card $700 | Walmart Card $1.2K | Fingerhut $600 | Target Card $200 | TJX Rewards Card $300 | ShopHQ Card $1K | Victoria's Secret Card $750 |PayPal SC $700 |
Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
