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Capital One how I love you!

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Jeff532003
Frequent Contributor

Capital One how I love you!

I decided to close out my 2.5 year old secured card this morning. It was at 750 and going no where. My Quicksilver is at 3,500 and my Journey at 2,300. I had been wanting to try for the Venture but with the 3 accounts I was out of luck. Well I figured I'd wait a month and go for it..... 10 minutes after I closed it I said let me see what preapproval says and low and behold the Venture came up so I said what the heck let me all for it. Instant approval for 10k! I almost choked. Seeing as my score was 525 a year ago I couldn't believe it! I know there's a lot of cap one haters out there but man one thing I know is that if your good to them and accept their lousy limits when your starting out they will more than take care of you down the road! Btw my score is around 660 right now. I was at 703 at my peak in February but fell off after my new car loan.
Capital One Venture- 10k, Quicksilver 3.5k, QS MC- 5.8 k, Venture One 5k| Chase Amazon 2k | American Express PRG- NPSL, JetBlue TrueBlue-2k | Bank of America Cash Rewards- 2k | DIscover IT- 1.3k | Barclay's Rewards MC- 1.3k | Greylock FCU (elan)- 500 | BJ's Perks Mastercard 3k | Overstock - 1k| Express - 750 | J Crew 4.3k | Orbitz Visa 2k| Walmart 700 |
TU FICO 5/14 - 520 | FICO 2/15 - 704 | FICO 6/21 - 702 |
Message 1 of 12
11 REPLIES 11
I-think-I-can
Valued Contributor

Re: Capital One how I love you!

Congrats on the Venture approval!! ! Smiley Happy 

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
Message 2 of 12
MissMoni223
Senior Contributor

Re: Capital One how I love you!

CONGRATS on your Venture approval, gotta Heart Cap1!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 3 of 12
yoyo
Established Contributor

Re: Capital One how I love you!

sounds good

Message 4 of 12
Anonymous
Not applicable

Re: Capital One how I love you!

Wow! That is a success story! Congratulations! 

Message 5 of 12
alextercero
Super Contributor

Re: Capital One how I love you!

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 6 of 12
Anonymous
Not applicable

Re: Capital One how I love you!

Congrats on your new Venture!!Smiley Happy

Message 7 of 12
Anonymous
Not applicable

Re: Capital One how I love you!

Congrats!

 

I got the same approval about 2 hours ago.

Message 8 of 12
Anonymous
Not applicable

Re: Capital One how I love you!

WAY TO GO . . . Enjoy your new Venture!!

Message 9 of 12
Anonymous
Not applicable

Re: Capital One how I love you!

Congrats!!! and great job in your score, keep up a good workSmiley Happy

Message 10 of 12
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