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Capital One --steps program credit line increase

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newhouse2013
Regular Contributor

Re: Capital One --steps program credit line increase

Congrats!! I just experienced a similar situation. Love Capitol One! Smiley LOL


Starting Score: 529
Current Score: EQF 643, TU 677 EXP 631,Lender Pulled Aug 2, 2013 EX 665, TU 664 and EQF 643
Goal Score: 701



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Message 11 of 21
QAMngrGirl
Frequent Contributor

Re: Capital One --steps program credit line increase


@newhouse2013 wrote:

Congrats!! I just experienced a similar situation. Love Capitol One! Smiley LOL


Same here, actually the SAME lol

 

Congrats OP!

Message 12 of 21
runner121
Established Member

Re: Capital One --steps program credit line increase

Wow, that's awesome! Congrats! Smiley Happy 


Message 13 of 21
Blueprint83
Established Member

Re: Capital One --steps program credit line increase

Congrats!! Cap One definitely honors the credit steps program. I started with 500 on plat (now Quicksilver One) and i logged in one day to see they gave me a $1000 CLI after 6-7 payments. 

Barclay SallieMae Rewards World MC $4.5K ***** CapitalOne QuickSilver One MC $4.5K ***** Citi Double Cash World MC $3.7K ***** Discover IT $2.5K ***** Chase Freedom $2.2K ***** Amex BCE $2.K ***** Chase Amazon Rewards $1K ***** Wells Fargo Platinum $1k ***** Macy's Store $2.5K ***** Walmart Store 2.3K ***** GameStop Power Up Rewards $1k ***** Amex Green Gone ***** Citi Diamond Preferred PC'ed
Message 14 of 21
-Wade-
Valued Contributor

Re: Capital One --steps program credit line increase

Congrats on your CLI Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 15 of 21
gdale6
Moderator Emeritus

Re: Capital One --steps program credit line increase


@Bayoucutie wrote:

I have a Capital One card that's in the steps program. This card started off with a $300 credit limit then after the 5th payment I believe it increased to $500. I only used it for gas and small items. But after reading on the forums about the steps program that the balance will never increase, the card became a drawer card. I haven't used this card in at least 6 months. This morning I logged in to view my balances to make sure nothing fishy was going on and to my surprise the limit was increased to 2k. I think I may need to dust this card off now. Don't know what I did but I like it!!


Nice, enjoy Smiley Happy

Message 16 of 21
alvon123
Super Contributor

Re: Capital One --steps program credit line increase


@Bayoucutie wrote:

I have a Capital One card that's in the steps program. This card started off with a $300 credit limit then after the 5th payment I believe it increased to $500. I only used it for gas and small items. But after reading on the forums about the steps program that the balance will never increase, the card became a drawer card. I haven't used this card in at least 6 months. This morning I logged in to view my balances to make sure nothing fishy was going on and to my surprise the limit was increased to 2k. I think I may need to dust this card off now. Don't know what I did but I like it!!


congrats


Message 17 of 21
MissMoni223
Senior Contributor

Re: Capital One --steps program credit line increase

CONGRATS, I've been with Capital One for a few years and they have been good to me. Though should have no problems getting future auto CLI's!!!
Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 18 of 21
Sonic98
New Contributor

Re: Capital One --steps program credit line increase

I got the same 300 to 500 increase after a few payments. Then I went for a year with nothing. Then oddly over the weekend, they increased by limit from 500 to 750. For some reason my card nor my Wells Fargo are showing up on my credit reports, so my score is actually higher than it's showing. I wonder if I would have gotten an even higher increase if the correct score was reflected. I'm glad they have however added the option of requesting an increase.

Message 19 of 21
MissMoni223
Senior Contributor

Re: Capital One --steps program credit line increase

CONGRATS!  I hit my 2 year anniversary of my Capital One Platinum on next month and I'm looking for an auto CLI.  The limit is $300 and I haven't had a CLI yet and I use it on a regular. My other 2 Capital One credit cards treat me quite well!!! Smiley Happy

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 20 of 21
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