Congratulations on your approval!!
That is a big win with C1. Your starting limit is their max starting line on a rebuilder card. 💥Congratulations on the approval!
I noticed your mortgage scores and it reminded me, my mortgage scores are majorly suffering, tips to increase those?
607,607 and 654 are my mortgage scores.
@Credit4Growth wrote:
That is a big win with C1. Your starting limit is their max starting line on a rebuilder card. 💥Congratulations on the approval!
@AspiringDink1991 wrote:I noticed your mortgage scores and it reminded me, my mortgage scores are majorly suffering, tips to increase those?
607,607 and 654 are my mortgage scores.
@Credit4Growth wrote:
That is a big win with C1. Your starting limit is their max starting line on a rebuilder card. 💥Congratulations on the approval!
Honestly, I use AZEO (for both primary and AU CCs) in combination with addressing only the negative reasons given on reports pulled from MyFico...
The applicability of those 2 actions affects many underlying factors that determine the mortgage scores... based on what I read, have been told and experienced.
There are maybe a hand full of members here that seem to do in depth research on scores and what influences then. I have read several and communicated with 2 or 3 of them in Hope's of raising my EQ score.
Hope that simplicity of what I provided helps!
P.s.
I have no idea as to what is going on with the TU mortgage score. I believe I have done what I could to increase it. Also, TU's algorithm's methodology seems to completely allude my thought path.
I will have a clean profile in about 2 years and at this point do not wish to spend a huge amount of energy in further understanding that particular algorithm.
9 out of 10 times I receive instant approvals and that feels pretty good! 😁☺
Negative reasons given on report, so ie like my original Cap 1 which still shows as a derogatory.
doesn't seem like I'll be able to do much for my old OC Charge Offs. They seem to be stubborn, my highest mortgage shows 0, collections the two lower, show 2 collections, hoping i can get a SettleFD from Portfolio Recovery on the both of those 🤷♂️
literally only thing I can think of at this point
