Capital one luv button should I accept or hold off?

[undrtkr65]

I just hit the love button on my capital one quicksilver one and was offered a 1k increase so I would have 1500 total. should I accept this or wait for a better offer. I'm only on my 2nd statement cut. any input would be greatly appreciated.

[Loquat]

I'm going to assume you're in credit steps.  Take the $1k increase and keep using the card responsibly and wait for your steps to kick in around month 6 or 7.

[undrtkr65]

yes I am and I'm going to go ahead and take the increase. I have another quicksilver with them that was upgraded from the platinum that I got last July and it's been stuck at 750 since January. I do plan on combining these cards as soon as I hit my 6th month mark on my newest card. thanks for the input.

[Anonymous]

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@undrtkr65 wrote:
yes I am and I'm going to go ahead and take the increase. I have another quicksilver with them that was upgraded from the platinum that I got last July and it's been stuck at 750 since January. I do plan on combining these cards as soon as I hit my 6th month mark on my newest card. thanks for the input.

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I personally would not close them out too quickly eventually you can get 3k or higer cli on each card. I would wait till i could at least combine for 15-20K first. Thats my experience and I now have 2 Cap1 at 20K each

[Anonymous]

Nice !  

[RonM21]

Yep. Take it

[Anonymous]

Take it, lower your overall Utility ratio for sure!

[Anonymous]

Congrats! I recently took $250.00 - whatever they are giving I take!

[Pway]

I have not seen the QS1 reach limits of that amount.  I would combine at the six month mark.

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@Anonymous wrote:

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@undrtkr65 wrote:
yes I am and I'm going to go ahead and take the increase. I have another quicksilver with them that was upgraded from the platinum that I got last July and it's been stuck at 750 since January. I do plan on combining these cards as soon as I hit my 6th month mark on my newest card. thanks for the input.

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I personally would not close them out too quickly eventually you can get 3k or higer cli on each card. I would wait till i could at least combine for 15-20K first. Thats my experience and I now have 2 Cap1 at 20K each

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[Anonymous]

congratulations