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CapitalOne Luv Button!

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Leadberry
Established Contributor

CapitalOne Luv Button!

Decided to go for a couple CLI's today.  Walmart went from $1,600 to $2,300 via luv button.  Also tried the CapitalOne luv button, fully expecting a denial after reading about all the EO talk lately (as well as the fact that I was on credit steps).  Instead I got the following:

 

I was fully expecting to ditch the Journey card as I firmly believe I shouldn't have to contact an EO to get the service I expect, but now I'm not so sure.  o.O

   
FICO Scores 800+
Message 1 of 20
19 REPLIES 19
Platinum
Frequent Contributor

Re: CapitalOne Luv Button!

Smiley Happy  LOL @ second option: "I want to request smaller increase", $500 is too much...are they for real ???

 

Congrats on Increase !!!

Message 2 of 20
FocusedAndDetermined
Senior Contributor

Re: CapitalOne Luv Button!

Congrats on the CLI. 

Message 3 of 20
sparker256
Established Member

Re: CapitalOne Luv Button!

Congrats on the increase!


Starting Score: 565
Current Score: 645,614,617
Goal Score: 650's


Take the myFICO Fitness Challenge
Message 4 of 20
killer_queen229
Established Contributor

Re: CapitalOne Luv Button!

How did you get other options? I didn't. I logged on one day and my credit line increased after I was denied an increase (I was in the steps program).

Message 5 of 20
Leadberry
Established Contributor

Re: CapitalOne Luv Button!


@Platinum wrote:

@Smiley Happy  LOL @ second option: "I want to request smaller increase", $500 is too much...are they for real ???

 

Congrats on Increase !!!


You never know.  I work with a woman who refuses to let any of her CL's exceed $1,000.  *shrug*

 

And thanks all.  Smiley Very Happy

   
FICO Scores 800+
Message 6 of 20
Leadberry
Established Contributor

Re: CapitalOne Luv Button!


@killer_queen229 wrote:

How did you get other options? I didn't. I logged on one day and my credit line increased after I was denied an increase (I was in the steps program).


Huh?  I simply clicked the link to request an increase, entered my income and monthly rent payment, hit submit and that's the screen that popped up.  If it means anything, the card is just over a year old now.

   
FICO Scores 800+
Message 7 of 20
killer_queen229
Established Contributor

Re: CapitalOne Luv Button!


@Leadberry wrote:

@killer_queen229 wrote:

How did you get other options? I didn't. I logged on one day and my credit line increased after I was denied an increase (I was in the steps program).


Huh?  I simply clicked the link to request an increase, entered my income and monthly rent payment, hit submit and that's the screen that popped up.  If it means anything, the card is just over a year old now.


Oh, I see! Yeah I was denied because when I requested an increase they said they'd send me something.

Message 8 of 20
gdale6
Moderator Emeritus

Re: CapitalOne Luv Button!


@Leadberry wrote:

Decided to go for a couple CLI's today.  Walmart went from $1,600 to $2,300 via luv button.  Also tried the CapitalOne luv button, fully expecting a denial after reading about all the EO talk lately (as well as the fact that I was on credit steps).  Instead I got the following:

 

I was fully expecting to ditch the Journey card as I firmly believe I shouldn't have to contact an EO to get the service I expect, but now I'm not so sure.  o.O


Congrats Smiley Happy

Message 9 of 20
alvon123
Super Contributor

Re: CapitalOne Luv Button!

WTG!!! congrats


Message 10 of 20
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