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CapitalOne Luv Button!

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-Wade-
Valued Contributor

Re: CapitalOne Luv Button!


@Leadberry wrote:

Decided to go for a couple CLI's today.  Walmart went from $1,600 to $2,300 via luv button.  Also tried the CapitalOne luv button, fully expecting a denial after reading about all the EO talk lately (as well as the fact that I was on credit steps).  Instead I got the following:

 

I was fully expecting to ditch the Journey card as I firmly believe I shouldn't have to contact an EO to get the service I expect, but now I'm not so sure.  o.O


Congrats on your CLI Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 11 of 20
Sooners2013
Regular Contributor

Re: CapitalOne Luv Button!

Do you know if your CLI request resulted in a hard pull or was it a soft inquiry?

Message 12 of 20
efranklin23
Valued Contributor

Re: CapitalOne Luv Button!

Congrats on the CLI!

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 13 of 20
CenturyChild
Frequent Contributor

Re: CapitalOne Luv Button!

Cap 1 is always a SP for CLI.

Message 14 of 20
Anonymous
Not applicable

Re: CapitalOne Luv Button!

Congrats!
Message 15 of 20
yudeology101
Senior Contributor

Re: CapitalOne Luv Button!

WTG Congrats to you!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 16 of 20
Leadberry
Established Contributor

Re: CapitalOne Luv Button!

Tyty

 

And others others have said, Cap1 = SP CLI

   
FICO Scores 800+
Message 17 of 20
coldnmn
Mega Contributor

Re: CapitalOne Luv Button!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 18 of 20
clocktick
Valued Contributor

Re: CapitalOne Luv Button!

That's great!  Haha, love option #2!

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 19 of 20
asphaltcowboy
Valued Contributor

Re: CapitalOne Luv Button!

Congrats on the bump!!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 20 of 20
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