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Capone going nuts??????

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Anonymous
Not applicable

Capone going nuts??????

Wife just got 3k Capone plat and 3k quicksilver instantly... She burned them a year ago with a bk. weird part here, she has 650 tu 660 eq and ex frozen on credit karma...my fico had her tu and ex fico 8 in mid 500s, and mortgage and fico 4 in 670-680. This is her first type of credit, a year after bk.
Message 1 of 35
34 REPLIES 34
Anonymous
Not applicable

Re: Capone going nuts??????

Congrats on your approvals!!!

Message 2 of 35
Gunnar419
Valued Contributor

Re: Capone going nuts??????


@Anonymous wrote:
Wife just got 3k Capone plat and 3k quicksilver instantly... She burned them a year ago with a bk. weird part here, she has 650 tu 660 eq and ex frozen on credit karma...my fico had her tu and ex fico 8 in mid 500s, and mortgage and fico 4 in 670-680. This is her first type of credit, a year after bk.

ONE YEAR after burning them? Wow, CapOne has a reputation for being forgiving, but that's remarkable.

Message 3 of 35
yoyo
Established Contributor

Re: Capone going nuts??????

Congrads
Message 4 of 35
Anonymous
Not applicable

Re: Capone going nuts??????

Wow congrats!
Message 5 of 35
Anonymous
Not applicable

Re: Capone going nuts??????

Wow!  Congrats

Message 6 of 35
Anonymous
Not applicable

Re: Capone going nuts??????

Congrats!  Now if only Amex were nearly as forgiving! Lol

Message 7 of 35
creditwraith
New Contributor

Re: Capone going nuts??????

I burned them on a platinum in my CH7 that had a 600 limit. A month after discharge they approved a new platinum for 1000. Today, three years later I have almost 25k in revolving with them. They just have great tiered products, and fantastic service. My favorite lender by far, as they are there in the bad times too.

Venture 20k
Venture 15k
QS Siggy 7k
NFCU CashRewards 8k
NFCU CLOC 15k
Message 8 of 35
9CLINE
Valued Contributor

Re: Capone going nuts??????

Congrats on approval... nice start to new credit life....

Message 9 of 35
SouthJamaica
Mega Contributor

Re: Capone going nuts??????


@Anonymous wrote:
Wife just got 3k Capone plat and 3k quicksilver instantly... She burned them a year ago with a bk. weird part here, she has 650 tu 660 eq and ex frozen on credit karma...my fico had her tu and ex fico 8 in mid 500s, and mortgage and fico 4 in 670-680. This is her first type of credit, a year after bk.

We should all be nuts like Capital One.

 

The safest time to grant credit to someone is during the 7 years subsequent to bankruptcy, because they can't file again for bankruptcy during that time period.

 

Capital One is just being smart, as opposed to vindictive.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 10 of 35
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