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Care Credit Approval / Right on Time! When to push CLI button?

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ibebarrett
Regular Contributor

Re: Care Credit Approval / Right on Time! When to push CLI button?

When I was approved in January I was given $500, but got it increased to 600, used it all on the 6 month plan. 1st month paid 200, second month paid 100, requested CLI and it increased to 2400. paid 100 each the next 2 months, requested a CL of 8k and was given $9600! So it sounds like as long as youre responsible with them they will be very friendly with CLI requests, and considering they are SP, it's worth it to just keep trying!

FICO 8. EQ - 682. EX - 703. TU - 703
FICO 9. EQ - 735. EX - 716. TU - 749

Capital One Quicksilver - $2350 || Care Credit - $23500 || Costco Citi - $7500 || Redstone FCU Secured - $350 || Chase FU - $6600 || Discover - $2100 || Apple Card - $5000 || Wells Fargo - $7000 || REI Co-op - $15,500 || Citi Diamond Preferred - $2800
AMEX Amazon Business - $5500 || Chase Ink Unlimited - $3000
Message 21 of 23
HindSight_20_20
Frequent Contributor

Re: Care Credit Approval / Right on Time! When to push CLI button?

@ibebarrett
Thank you for that timeline that's a pretty quick CLI as well, thank you for those DPs also.

Goal Score: EX 700|TU 700|EQ700

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HiltonHonors AMEX 2K | Amazon Store CC $800 | Bed Bath & Beyond 2K | Lowes CC 11K | Cap 1 Secured $500 | Cap 1 Plat $300 | Cap 1 Savor 1K |Citi Secured $200 | Target $500 | Kohl's $1K | Truist Cashback 4.5K | Penfed Power Cash Back 3.5K |Apple Pay CC 3K | Venmo Sig Visa 7.5K | SECU 13.5K | Bragg Mutual FCU 10K | Best Buy Citi Visa $2.5K | DiscoverIT CB 11.5K
Message 22 of 23
Anonymous
Not applicable

Re: Care Credit Approval / Right on Time! When to push CLI button?

Sharing some CareCredit Love! I applied for this card today and received a $1500 SL. After reading the comments here, I called the customer service number and asked for a $1000 increase. The rep came back and said congrats I was able to get you to $3234 credit limit. That's an extremely odd credit limit, but I'll take it! Super excited to get my utilization down and this card will do just that!

Message 23 of 23
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