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Congrats on approval! You can always request a CLI with Care Credit if you're worried about UTIL. It reports on your CRs as a "retail card" or "charge card", no different than a store card/PLCC.
The horror stories are from people that didn't understand how promotional financing works. Basically, pay it all off before the promo expiration date and don't make any new non-promotional charges, and you'll avoid that.
Hello..I have a care credit card and so does my daughter..been happy with it..i did not have any issues with hidden fees etc and when I first got my card it was approved for 1000 but my credit was not that great 5 years ago..2 months ago they put me to 10000 as i called the phone and requested more and they countered it to 10,000..i did not need that much but it helps my utilization. I plan on using it for some dental work this month but that should only be 1200..i may ask for a little more in a few months to help keep my util down..they did do a hard pull when i requested the cli.