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CareCredit CLI To 12k Cost A HP Though

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Anonymous
Not applicable

CareCredit CLI To 12k Cost A HP Though

Have had my CareCredit for about a year now. Opened it when I was right around 700 or just a little under. SL was 5k and raised to 6k the same day I opened it. Seeing the various posts about CLI's on it and some of them being SP's thought maybe I'd bump up the CL on this one a little. Well I can tell you don't use the automated phone system if you're hoping for a SP CLI. I've never seen chat on my account so couldn't go that route. Used the automated system and asked for 10k. It actually came back with a new CL of 12k total so 2k more than I asked for but almost immediately got an alert from CreditWise of a TU activity and sure enought a new HP from Sync. I'm okay with that though in exchange for a 6k bump on this one. 

 

Eric CareCredit CLI To 12k.JPG

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7 REPLIES 7
CreditMagic7
Mega Contributor

Re: CareCredit CLI To 12k Cost A HP Though

The one Synchrony card that I never got around to but wanted it. Maybe sometime.

 

That $6K CLI is not such a bad trade-off though for the pull.

 

Question for you.

 

Do you intend to go with the upgrade on that card when offered or leave it AS-IS since I read many are going with the bankcard version now that they are making them available.

 

Congrats!

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UncleB
Credit Mentor

Re: CareCredit CLI To 12k Cost A HP Though

Huge congrats on the CLI!   screamer.gif

 

I'm sorry it was a HP... I was hoping that the recent SP trend would continue.  Smiley Sad

 

If you have a moment, chime in over on the thread in the main 'Credit Cards' forum to let folks there know your request resulted in a HP.  http://ficoforums.myfico.com/t5/Credit-Cards/Care-Credit-Doing-SP-CLIs-Now/m-p/4777965#M1390336

Message 3 of 8
Anonymous
Not applicable

Re: CareCredit CLI To 12k Cost A HP Though

Congratulations! I love Care Credit. I use it for all three of my furry babies. I plan on using it for myself in the future, too. The financing is outstanding. 

Message 4 of 8
Anonymous
Not applicable

Re: CareCredit CLI To 12k Cost A HP Though

Darn, I just got a SP on this the other day.

Message 5 of 8
Anonymous
Not applicable

Re: CareCredit CLI To 12k Cost A HP Though

From what I got from the other thread, the SP probably are only done over chat. I tried for a CLI this month thru chat and no HP as of today and it has been over 2 week.

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credit_endurance
Valued Contributor

Re: CareCredit CLI To 12k Cost A HP Though

I to decided to try the chat option this morning. I have had the accoun t since July SL $8,000 was always aphrehensive of calling of using the robo lady or even calling in to the CS to request an increase due to all the hp reports. So did a chat with a rep  and was suprisingly bumped up to $10,000! I will take that and revisit them in another six months or so. Smiley Happy

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 7 of 8
Anonymous
Not applicable

Re: CareCredit CLI To 12k Cost A HP Though


@Anonymous wrote:

Darn, I just got a SP on this the other day.


My request was done over the phone. 

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