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Chase AARP Visa

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thelethargicage
Valued Contributor

Chase AARP Visa

Who has this card? I heard you could get an AARP "associate" membership if you're under 50, but does Chase check (or even care) if you're an associate member or a full member?


Message 1 of 14
13 REPLIES 13
thelethargicage
Valued Contributor

Re: Chase AARP Visa

Turns out you don't need to be an AARP member to app for this card. Instant approval with a $13.7K CL. I'll be cancelling my Amazon Visa and Cash+ tomorrow (once payments post). Granted, 5% on restaurants/fast food from Cash+ is better than 3% from Chase AARP, but at least I will no longer have to deal with US Bank.


Message 2 of 14
gdale6
Moderator Emeritus

Re: Chase AARP Visa


@thelethargicage wrote:

Turns out you don't need to be an AARP member to app for this card. Instant approval with a $13.7K CL. I'll be cancelling my Amazon Visa and Cash+ tomorrow (once payments post). Granted, 5% on restaurants/fast food from Cash+ is better than 3% from Chase AARP, but at least I will no longer have to deal with US Bank.


Interesting you can obtain without some association, good to know, grats on your nice start limit Smiley Happy

Message 3 of 14
Themanwhocan
Senior Contributor

Re: Chase AARP Visa


@thelethargicage wrote:

Turns out you don't need to be an AARP member to app for this card. Instant approval with a $13.7K CL. I'll be cancelling my Amazon Visa and Cash+ tomorrow (once payments post). Granted, 5% on restaurants/fast food from Cash+ is better than 3% from Chase AARP, but at least I will no longer have to deal with US Bank.


I vaguely remember that the application requires your membership number or something like that. Did you just leave that blank? Or is there an alternate way to apply?

 

By the way, the Santander Bravo card would have been another alternative. 3% on Gas, Groceries and Restaurants.

 

The only problem i've had with US Bank has been that they denied me credit limit increases. Then recently they sent me a letter explaining they found and corrected a bug in their system, and so I was able to increase my cash+ cards to 10K each. And I like the 6.25% cash back ($100 plus bonus $25 on $2000 spend). 





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 4 of 14
thelethargicage
Valued Contributor

Re: Chase AARP Visa


@Themanwhocan wrote:

@thelethargicage wrote:

Turns out you don't need to be an AARP member to app for this card. Instant approval with a $13.7K CL. I'll be cancelling my Amazon Visa and Cash+ tomorrow (once payments post). Granted, 5% on restaurants/fast food from Cash+ is better than 3% from Chase AARP, but at least I will no longer have to deal with US Bank.


I vaguely remember that the application requires your membership number or something like that. Did you just leave that blank? Or is there an alternate way to apply?

 

By the way, the Santander Bravo card would have been another alternative. 3% on Gas, Groceries and Restaurants.

 

The only problem i've had with US Bank has been that they denied me credit limit increases. Then recently they sent me a letter explaining they found and corrected a bug in their system, and so I was able to increase my cash+ cards to 10K each. And I like the 6.25% cash back ($100 plus bonus $25 on $2000 spend). 


I stayed away from the Santander Bravo because of all the negative comments I found about their credit reporting practices.


Message 5 of 14
Anonymous
Not applicable

Re: Chase AARP Visa

Themanwhocan - thanks for the heads up on US Bank.
Message 6 of 14
alvon123
Super Contributor

Re: Chase AARP Visa


@thelethargicage wrote:

Turns out you don't need to be an AARP member to app for this card. Instant approval with a $13.7K CL. I'll be cancelling my Amazon Visa and Cash+ tomorrow (once payments post). Granted, 5% on restaurants/fast food from Cash+ is better than 3% from Chase AARP, but at least I will no longer have to deal with US Bank.


congrats


Message 7 of 14
SunriseEarth
Moderator Emeritus

Re: Chase AARP Visa


@Themanwhocan wrote:

@thelethargicage wrote:

Turns out you don't need to be an AARP member to app for this card. Instant approval with a $13.7K CL. I'll be cancelling my Amazon Visa and Cash+ tomorrow (once payments post). Granted, 5% on restaurants/fast food from Cash+ is better than 3% from Chase AARP, but at least I will no longer have to deal with US Bank.


I vaguely remember that the application requires your membership number or something like that. Did you just leave that blank? Or is there an alternate way to apply?

 

By the way, the Santander Bravo card would have been another alternative. 3% on Gas, Groceries and Restaurants.

 

The only problem i've had with US Bank has been that they denied me credit limit increases. Then recently they sent me a letter explaining they found and corrected a bug in their system, and so I was able to increase my cash+ cards to 10K each. And I like the 6.25% cash back ($100 plus bonus $25 on $2000 spend). 


OP, I'm wondering the same thing.  Congrats on approval, BTW!



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 8 of 14
thelethargicage
Valued Contributor

Re: Chase AARP Visa


@SunriseEarth wrote:

@Themanwhocan wrote:

@thelethargicage wrote:

Turns out you don't need to be an AARP member to app for this card. Instant approval with a $13.7K CL. I'll be cancelling my Amazon Visa and Cash+ tomorrow (once payments post). Granted, 5% on restaurants/fast food from Cash+ is better than 3% from Chase AARP, but at least I will no longer have to deal with US Bank.


I vaguely remember that the application requires your membership number or something like that. Did you just leave that blank? Or is there an alternate way to apply?

 

By the way, the Santander Bravo card would have been another alternative. 3% on Gas, Groceries and Restaurants.

 

The only problem i've had with US Bank has been that they denied me credit limit increases. Then recently they sent me a letter explaining they found and corrected a bug in their system, and so I was able to increase my cash+ cards to 10K each. And I like the 6.25% cash back ($100 plus bonus $25 on $2000 spend). 


OP, I'm wondering the same thing.  Congrats on approval, BTW!


Thanks. And to answer your question, I just left it blank. 


Message 9 of 14
Anonymous
Not applicable

Re: Chase AARP Visa


@thelethargicage wrote:

@SunriseEarth wrote:

@Themanwhocan wrote:

@thelethargicage wrote:

Turns out you don't need to be an AARP member to app for this card. Instant approval with a $13.7K CL. I'll be cancelling my Amazon Visa and Cash+ tomorrow (once payments post). Granted, 5% on restaurants/fast food from Cash+ is better than 3% from Chase AARP, but at least I will no longer have to deal with US Bank.


I vaguely remember that the application requires your membership number or something like that. Did you just leave that blank? Or is there an alternate way to apply?

 

By the way, the Santander Bravo card would have been another alternative. 3% on Gas, Groceries and Restaurants.

 

The only problem i've had with US Bank has been that they denied me credit limit increases. Then recently they sent me a letter explaining they found and corrected a bug in their system, and so I was able to increase my cash+ cards to 10K each. And I like the 6.25% cash back ($100 plus bonus $25 on $2000 spend). 


OP, I'm wondering the same thing.  Congrats on approval, BTW!


Thanks. And to answer your question, I just left it blank. 


Did you find out if the associate membership would work? I would wait to make sure the account has no eligibility issued before closing my other TLs. 

Message 10 of 14
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