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Chase AMAZON Visa APPROVED!! (LOL/24, BK, mid 600s)

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collics
Established Contributor

Chase AMAZON Visa APPROVED!! (LOL/24, BK, mid 600s)

DEFINITELY my last card for a while! 

 

I spent a year in the garden just bc it was needed. This was #1 goal card for me believe it or not. 

 

Didn't think I'd apply until after Nov 1 when my BK should fall off of Experian, plus i know the gift card offer is at it's highest during the holiday season. But for the 8,495,498,594th time so far in 2023, i was in the middle of placing an Amazon order and said "what the heck let me give it a shot"

 

I was very much expecting a denial so color me surprised.

 

IMG_4538.jpeg

 

DPs: Experian 655 (I think), util: 20%, 9 yr old BK, new accounts: 7/24 reporting, 5-6 year old lates, no collections

Other recent approvals: BECU $1500 (not accepting), PENFED Gold Visa $7500. Both a week ago.

BK 7 FREE!
Newest to Oldest:


FICO8s Dec 2019

FICO8s Oct 31 2023
Message 1 of 18
17 REPLIES 17
Boribori
Contributor

Re: Chase AMAZON Visa APPROVED!! (LOL/24, BK, mid 600s)

Congrats! I'm really LOL/24. Like 16/24 lol so I'm not even going to try, but it's on my list.


Total Credit Limit : $29,600
Message 2 of 18
CreditSavage
New Contributor

Re: Chase AMAZON Visa APPROVED!! (LOL/24, BK, mid 600s)

Congrats!

Personal Credit Cards

Business Credit Cards

Store Credit Cards

Scores

Total Credit Limit


Currently Gardening Since July 2023

Message 3 of 18
Creditwiser
Valued Contributor

Re: Chase AMAZON Visa APPROVED!! (LOL/24, BK, mid 600s)

Congrats on your approval !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 12.5K | Barclay MC 20k | Delta Gold Amex 38K | Discover IT 20K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 8k |
Message 4 of 18
alextercero
Super Contributor

Re: Chase AMAZON Visa APPROVED!! (LOL/24, BK, mid 600s)

Congrats on your Approval!

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 5 of 18
fury1995
Valued Contributor

Re: Chase AMAZON Visa APPROVED!! (LOL/24, BK, mid 600s)

Congrats on your Chase Amazon Card!
August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

citi-costco-ImgurCiti-Double-Cash
Message 6 of 18
TheRedHat
Established Contributor

Re: Chase AMAZON Visa APPROVED!! (LOL/24, BK, mid 600s)

Congrats on your approval!

Last update: 6/14/2025

Goal Cards
Message 7 of 18
SouthJamaica
Mega Contributor

Re: Chase AMAZON Visa APPROVED!! (LOL/24, BK, mid 600s)


@collics wrote:

DEFINITELY my last card for a while! 

 

I spent a year in the garden just bc it was needed. This was #1 goal card for me believe it or not. 

 

Didn't think I'd apply until after Nov 1 when my BK should fall off of Experian, plus i know the gift card offer is at it's highest during the holiday season. But for the 8,495,498,594th time so far in 2023, i was in the middle of placing an Amazon order and said "what the heck let me give it a shot"

 

I was very much expecting a denial so color me surprised.

 

IMG_4538.jpeg

 

DPs: Experian 655 (I think), util: 20%, 9 yr old BK, new accounts: 7/24 reporting, 5-6 year old lates, no collections

Other recent approvals: BECU $1500 (not accepting), PENFED Gold Visa $7500. Both a week ago.


Congratulations on the approval.  Like I always say, 8,495,498,594's a charm.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 8 of 18
Rdbeetle
Valued Contributor

Re: Chase AMAZON Visa APPROVED!! (LOL/24, BK, mid 600s)

Congrats on your Amazon Visa approval!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
FICO 8 Scores: EX 796 I TU 806 I EQ 808
Message 9 of 18
markbeiser
Established Contributor

Re: Chase AMAZON Visa APPROVED!! (LOL/24, BK, mid 600s)


@Boribori wrote:

Congrats! I'm really LOL/24. Like 16/24 lol so I'm not even going to try, but it's on my list.


Same boat at 15/24. I've hit the pre-qualification check, and only get offered the store card, which I don't want.
By the time I drop below 5/24, my scores should all be >800, so should be able to get an approval then.

Back to gardening until Late February 2026.
Current FICO8:
Message 10 of 18
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