Feeling emboldened from my Citi Aadvantage Platinum $16K approval & pair of USBank SP CLI's detailed under separate posts, I decided to also try my luck at Chase. My Amazon Prime hasn't had a CLI in over a year, so on Sunday I filled out the form online with current income/mortgage payment, submitted the request, and immediately received the "we'll let you know in 7-10 days" message - uh oh! I thought surely the request was denied, furthermore I'm well over 5/24 for at least another 6 months.
48 hours later I received notice of a letter in my account asking me to unfreeze my TU report and to call Chase Card Services back within 14 days otherwise my request would no longer be considered. I thawed the report, called Chase, after verfying my identity with a code sent to my cell phone the credit analyst put me on hold while he pulled the report, then came back on the phone to reverify income and housing costs, puts me on hold again, comes back again to go through a mini-inquisition of how much I was looking for (increase of $2K for a round $20K limit), why I wanted the increase (I have a big purchase planned and want the extra padding...had to think of *something* to say!). He put me on hold a 3rd time, and comes back on the line with a "Congratulations, your request to increase your credit limit has been approved...!" Thank you very much Chase!!
BofA Atmos Summit Rewards 9/25 - $37.5K
BofA Premium Rewards 5/25 - $33K
Chase United Explorer 01/25 - $20K
Citi Aadvantage Platinum 10/24 - $26k
Citi Strata Premier 6/24 - $12k
Barclays/GM Rewards 02/24 - $10k
Citi CustomCash 10/23 - $12.9k
USB Altitude Reserve 5/23 - $30k
Chase Sapphire Reserve 05/23 - $26.3K
Chase Amazon Prime VS 07/22 - $20k
Amex Plat 3/22 - NPSL/$20k POT
Amex Delta Plat 7/21 - $30k
NFCU More Rewards Amex 5/21 - $30k
USB Alt Connect 4/21 - $20k (Opened as a Platinum Secured)
NFCU Flagship 1/21 - $50k (Opened as an nRewards secured)
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Current Fico8: Ex-780, Eq-788, Tu-785
Current Fico9: Ex-792, Eq-822, Tu-801
TCL - $357.7K
NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
