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Chase Application Status

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Anonymous
Not applicable

Re: Chase Application Status

Wow that would be great!! I really wanted the chase Amazon (down the road then go for the sallie
Mae) so thank you both for the advice and information!! I don't know what I would do without this board.


Not only did I want the Chase Amazon but i also wanted to get in with Chase. One of the other cards I really really wanted was the chase freedom. I don't have a 5% card at all (besides target if you wanted to call it that) and really like the rotating categories (with Amazon being the last quarter) will having the chase Amazon help get me in with chase and get approved for the freedom down the road (who knows by then I might have a different chase card in mind) but will this help me get in with chase for the freedom down the road? I will be crossing my fingers as toes that everything goes good tomorrow

I will definitely call first thing in the morning and keep everyone updated. Thank you guys so much again for all of your help. It's really really appreciated!!! Hopefully tomorrow I can say I am a new proud owner of a Chase Amazon card (even though I have to get my butt in the garden)
Message 21 of 56
Anonymous
Not applicable

Re: Chase Application Status


@CreditCuriousity wrote:

Call verification in the morning.. You are approved..  Chase doesn't waste their time.. Once you hit verification every case I have seen has been an approval.. Congrats on your new card!  Just ring them in the morning an answer two or three questions and you are done.

 

Both of my cards had to go through verification as well.. I think cause I share an address with someone that has multiple Chase cards as well (part-time) roommate and that might cause it?  Anyways.


I beg to differ. Chase did in fact waste their time sending me through a verification hassle to end up with a denial, which I did not appreciate whatsoever lol But I highly doubt thats the case for OP so I will say a pre congrats Smiley Very Happy

Message 22 of 56
Anonymous
Not applicable

Re: Chase Application Status


@Anonymous wrote:

@CreditCuriousity wrote:

Call verification in the morning.. You are approved..  Chase doesn't waste their time.. Once you hit verification every case I have seen has been an approval.. Congrats on your new card!  Just ring them in the morning an answer two or three questions and you are done.

 

Both of my cards had to go through verification as well.. I think cause I share an address with someone that has multiple Chase cards as well (part-time) roommate and that might cause it?  Anyways.


I beg to differ. Chase did in fact waste their time sending me through a verification hassle to end up with a denial, which I did not appreciate whatsoever lol But I highly doubt thats the case for OP so I will say a pre congrats Smiley Very Happy


heavenly notice something different in my sig? haha

I had verification too today. called, answered some questions and was approved.

Message 23 of 56
chalupaman
Super Contributor

Re: Chase Application Status

I have a strong feeling that's an approval.

 

If you also got you'll hear from us in 2 weeks or 30 days through the automated system by phone, that's also a good sign.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 24 of 56
Anonymous
Not applicable

Re: Chase Application Status

Thank you everyone again! I will definitely keep everyone updated about the outcom whether denied or approved! A  little nervous but either way I will get it done and update everyone. I never got a status update from the automated line. When I would call it would pause for a second and then just say "to repeat this information press 7" so it never gave me any type of status Smiley Sad 

Message 25 of 56
JoshuaHolySpirit
Frequent Contributor

Re: Chase Application Status

Yep, it is CHASE messing around again......

I applied for the CHASE Slate and gave them ages of time to decide until I saw the e-mail saying, ''Your Card Is In the mail'' one week later.

It was like a sport.......

Good Luck and Happy Memories here...Credit Queen-!!!!!

Capital One QS1, Capital One Journey, Williams-Sonoma Visa, Amex Travelocity, Chase Slate, Amex SPG, Amex Blue Sky, Bank of America Travel Rewards, JCPenney...and more ( Holy Spirit rocks-!! ) TU-Fico-777
Message 26 of 56
stagefoursurvivor
Established Contributor

Re: Chase Application Status


@Anonymous wrote:

@CreditCuriousity wrote:

Call verification in the morning.. You are approved..  Chase doesn't waste their time.. Once you hit verification every case I have seen has been an approval.. Congrats on your new card!  Just ring them in the morning an answer two or three questions and you are done.

 

Both of my cards had to go through verification as well.. I think cause I share an address with someone that has multiple Chase cards as well (part-time) roommate and that might cause it?  Anyways.


I beg to differ. Chase did in fact waste their time sending me through a verification hassle to end up with a denial, which I did not appreciate whatsoever lol But I highly doubt thats the case for OP so I will say a pre congrats Smiley Very Happy


That's pretty disingenuous! Seriously, how can they justify verification?

I did the verification "dance" last night, faxed in my DL and was told I'd hear in 7-10 days. What's the legitimacy of verifying my info if they're going to decline me? There were no questions concerning my app or CR.

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 27 of 56
Anonymous
Not applicable

Re: Chase Application Status

Thats exactly how Im feeling! Why go through the hassle of having me lift a fraud alert to then tell me my business is too new and my account history with Chase is too new? Had a Freedom for less than one month when I got Sapphire, history wasnt an issue then. Business length is clearly listed on the application and would have been noticed before the verification letter was sent out. Not to mention when I called to confirm the fraud alert removal I was told "Im endorsing your application for approval, you'll receive a welcome packet within 7-10 days." :/ Then I call like an idiot thinking I can get it expedited and the guy says Im denied. If they had simply sent a denial letter in the first place with the reasons above I would have shrugged it off and said ok maybe next time. But this has been pure nonsense!
Message 28 of 56
stagefoursurvivor
Established Contributor

Re: Chase Application Status


@Anonymous wrote:
Thats exactly how Im feeling! Why go through the hassle of having me lift a fraud alert to then tell me my business is too new and my account history with Chase is too new? Had a Freedom for less than one month when I got Sapphire, history wasnt an issue then. Business length is clearly listed on the application and would have been noticed before the verification letter was sent out. Not to mention when I called to confirm the fraud alert removal I was told "Im endorsing your application for approval, you'll receive a welcome packet within 7-10 days." :/ Then I call like an idiot thinking I can get it expedited and the guy says Im denied. If they had simply sent a denial letter in the first place with the reasons above I would have shrugged it off and said ok maybe next time. But this has been pure nonsense!

Is this a business card app? Did you call recon?

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 29 of 56
Anonymous
Not applicable

Re: Chase Application Status

Ink Cash. Didnt call for recon but reached out to the EO via email detailing the experience and a nice lady called me the next day. She seemed surprised and apologized then sent it off for reconsideration. Status msg changed to 7-10 days on Monday. Im expecting another denial letter but the apology was appreciated. They need to work on the disconnect between business lending and verification departments
Message 30 of 56
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