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Congrats on auto luv CLI !!!!
any data points you can provide ... how long you had the card

@Anonymous wrote:
It’s a Marriott Rewards card and I’ve had it 1 year exactly. They gave the cli a few days after my 12th statement cut. That seems to be one of their factors for auto cli.
Thank you for the data points
@Anonymous wrote:
It’s a Marriott Rewards card and I’ve had it 1 year exactly. They gave the cli a few days after my 12th statement cut. That seems to be one of their factors for auto cli.
I'm a returning member of the Chase family and thus curious. Do you give this card a lot of, or consistent, activity? PIF or run a balance? Have good personal scores? Have competing credit limits with other lenders? Have you earlier asked for a CLI and been denied?
Any, or all, answers would be appeciated?
And Congrats! JJ on your CLI.
@Anonymous wrote:
I do run a balance, sometimes as high as 60%. In the beginning I used it a lot but now maybe 3 or 4 small charges a month (Netflix and that type of stuff). My EQ is 735 if I remember correctly. I’ve never asked for a cli because I didn’t want a HP. And no none of my other cards are that high. That one was the highest at 5K. My other highest is Amex at 3K and they just denied me for a cli.
Good stuff. Thank you.
Congrats on CLI
!