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Chase CFU CLI_3K Manual Increase

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nytokyobred79
Valued Contributor

Chase CFU CLI_3K Manual Increase

I haven't been able to get any manual sp increases on my Chase cards due to either being in too many new accounts, inquiries or credit seeking at time of request for the past 12 plus months. My scorable inquiries and 5/24 finally improved. So I thought I'd take a chance this time. Approved for 3K on my CFU. Haven't put much spend on it this yr vs a ton last year. But I'll take it. I'm now nearly 80K with Chase and around 37% of my total salary. Wondering if I'm approaching their total credit exposure.  DP(s): salary 216k + 

Ex: 745 F8, AAoA: 3.4 years, New Accts 6/24, 2/12, 0/6, about to hit 5/24 in a month), Inquiries: 23 these last 24 months but only 7 scoreable now. UTI: 5%, Total Balance: 10.4K on 2 cards  

TU: 745 F8 with only 2 scorable inquiries and 6 last 24 months. AAoA: 1.5 years. All other details same  

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Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,200 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 1 of 18
17 REPLIES 17
MissLiz
Established Contributor

Re: Chase CFU CLI_3K Manual Increase

That's awesome! Congratulations on your CLI!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 2 of 18
firefox100
Valued Contributor

Re: Chase CFU CLI_3K Manual Increase

Congratulations that is great enjoy the increase and also have fun at it.

Message 3 of 18
nytokyobred79
Valued Contributor

Re: Chase CFU CLI_3K Manual Increase

@MissLiz @firefox100 Thank you both. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,200 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 4 of 18
JoeRockhead
Community Leader
Super Contributor

Re: Chase CFU CLI_3K Manual Increase

Nice increase, and DPs, congratulations on your new limit!

Message 5 of 18
keekers
Valued Contributor

Re: Chase CFU CLI_3K Manual Increase

Congrats.


Message 6 of 18
Snook_on_the_Line
Established Contributor

Re: Chase CFU CLI_3K Manual Increase

Congrats.    Persistence pays.  

5% Gas: Citi Custom Cash 9.4k
5% Amazon: Chase Prime VS 15k
3% grocery and streaming: Cap1 Savor 2500
2% catch all: NFCU CashRewards+ 13k, USB Smartly 2k
Sock Drawer: Jovia Elite 25k, Suncoast CU 20k, Lowe’s 35k,
Barclays AAdvantage Aviator Red 3k, CreditOne 1k



^^^Fico8 scores as of Dec ‘24
Total Revolving CL: $126,900


Message 7 of 18
Rdbeetle
Valued Contributor

Re: Chase CFU CLI_3K Manual Increase

Congrats on the $3k bump!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
FICO 8 Scores: EX 796 I TU 806 I EQ 808
Message 8 of 18
nytokyobred79
Valued Contributor

Re: Chase CFU CLI_3K Manual Increase

Thanks @JoeRockhead @keekers @Snook_on_the_Line @Rdbeetle 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,200 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 9 of 18
NoMoreDebt
Senior Contributor

Re: Chase CFU CLI_3K Manual Increase

Congrats

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 10 of 18
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