Chase FU and CSP

[Meanmchine]

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@AverageJoesCredit wrote:
Lol, incognito to slip by the 5/24 police

Congrats. Nice job getting past the check marks as many recent post suggests this method has been a bust if you are over 5/24.

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Gotta ask .... How does going incognito get you past the 5/24 rule?? 

[Anonymous]

It was offers on my account when I logged in. I have my everyday checking and savings with them

[Anonymous]

mean,

it does not get you past the 5/24 rule. It allows you to apply for 2 offers in the same day.

You apply for one offer and then to apply for the second one you have to log in via incognito mode to be able to apply for another offer. They do not let you apply for 2 offers in the same day I have read and I tried it this time and it worked.

[Meanmchine]

OIC.  Never knew this.  Thx

[Anonymous]

Interesting for sure. I figured they would use internal data, such as SSN, Name etc to determine how many apps procesed.  If there is indeed a limit. Wouldn't this info reject the second app, not a web browser's tracking info?

[Anonymous]

Nice. Congrats on the approvals. I have had my checking and savings accounts with Chase for a while now. Last November I applied for a CFU and was approved at $5,000. After a few months, I received an automatic CLI to $7,500. Last night while poking around the app, I saw I was pre-approved for a CSP, so I decided to apply. I was approved for a $17,200 CL. 

My plan is to keep these two cards for another 6 months before looking outside of Chase, maybe for a Delta Blue or Gold AMEX, although having two travel cards may seem redundant. I'm trying to build my credit usage. I pay my CFU off every payday (twice a month) to keep my credit utilization down. I've had two recent consecutive auto loans, but my last one is paid off and I'm not looking to buy a new car any time soon. I rent, and don't intend to buy any time soon. 

[Anonymous]

Are most seeing Chase pre-approvals only if under 5/24?

I feel like Chase doesn't like me right now and not sure why.... been a customer for 15+ years (Savings/2 x checking + only the IHG CC) good income, FICO 780-810, only 2 inquiries and via Chase showing 15% utilization....currently at 5/24 until June 1st but haven't seen ANY offers last month or currently. 

[Anonymous]

congrats!